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Title: :  ISLAMIC BANKING IN INDIA – AN APPROCH TOWARDS THE GROWTH AND POTENTIAL
PaperId: :  2688
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 2 Issue 4 2016
DUI:    16.0415/IJARIIE-2688
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
DR. Nitin GuptaSUBHARTI INSTITUTE OF MANAGEMENT AND COMMERCE
Dr Dinesh Kumar MaheshwariSUBHARTI UNIVERSITY,
Dr. Ajay ChaturvediSubharti University

Abstract

BANKING AND FINANCE
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The potential for Islamic Banking in India lies in these two points namely; (a) India could be a significant market for Islamic Banking Institutions due to its large Muslim population; and (b) However, it is still subject to a favorable change in regulatory environment and increased awareness among Muslims and India. This paper explores the basic principles and concepts in Islamic Banking and reviews the potential of Islamic Banking in India. The paper highlights the financing modes of Islamic Banking and presents the major issues and constraints of Islamic Banking. Many studies finds that India has the potential of emerging as a significant market for Islamic banking institutions, provided there is a favorable change in regulatory environment and increased awareness among Muslims and India as a whole. Islamic banking has unfortunately been misunderstood in India as a religious charitable venture restricted to the country‘s poverty-ridden and economically downtrodden Muslim community. Even years of successful Islamic banking operations and its phenomenal growth around the world have failed to demolish this myth. RBI and the Ministry of Finance should examine Islamic Banking as a viable alternative to tackle the macro economic problems we are presently confronted with. Hope the new RBI Governor will consider it to control liquidity and inflation. When Islamic banking reaches Indian, it will be welcomed as a vibrant, modern and progressive alternate financial system, not as a rudimentary, indigenous and outdated method of finance. Today, Islamic banking is the buzzword in the global financial world with all the essential ingredients of modern day banking—sans interest.

Citations

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IJARIIE DR. Nitin Gupta, Dr Dinesh Kumar Maheshwari, and Dr. Ajay Chaturvedi. "ISLAMIC BANKING IN INDIA – AN APPROCH TOWARDS THE GROWTH AND POTENTIAL" International Journal Of Advance Research And Innovative Ideas In Education Volume 2 Issue 4 2016 Page 485-495
MLA DR. Nitin Gupta, Dr Dinesh Kumar Maheshwari, and Dr. Ajay Chaturvedi. "ISLAMIC BANKING IN INDIA – AN APPROCH TOWARDS THE GROWTH AND POTENTIAL." International Journal Of Advance Research And Innovative Ideas In Education 2.4(2016) : 485-495.
APA DR. Nitin Gupta, Dr Dinesh Kumar Maheshwari, & Dr. Ajay Chaturvedi. (2016). ISLAMIC BANKING IN INDIA – AN APPROCH TOWARDS THE GROWTH AND POTENTIAL. International Journal Of Advance Research And Innovative Ideas In Education, 2(4), 485-495.
Chicago DR. Nitin Gupta, Dr Dinesh Kumar Maheshwari, and Dr. Ajay Chaturvedi. "ISLAMIC BANKING IN INDIA – AN APPROCH TOWARDS THE GROWTH AND POTENTIAL." International Journal Of Advance Research And Innovative Ideas In Education 2, no. 4 (2016) : 485-495.
Oxford DR. Nitin Gupta, Dr Dinesh Kumar Maheshwari, and Dr. Ajay Chaturvedi. 'ISLAMIC BANKING IN INDIA – AN APPROCH TOWARDS THE GROWTH AND POTENTIAL', International Journal Of Advance Research And Innovative Ideas In Education, vol. 2, no. 4, 2016, p. 485-495. Available from IJARIIE, http://ijariie.com/AdminUploadPdf/ISLAMIC_BANKING_IN_INDIA_–_AN_APPROCH_TOWARDS_THE__GROWTH_AND_POTENTIAL_ijariie2688.pdf (Accessed : 26 September 2018).
Harvard DR. Nitin Gupta, Dr Dinesh Kumar Maheshwari, and Dr. Ajay Chaturvedi. (2016) 'ISLAMIC BANKING IN INDIA – AN APPROCH TOWARDS THE GROWTH AND POTENTIAL', International Journal Of Advance Research And Innovative Ideas In Education, 2(4), pp. 485-495IJARIIE [Online]. Available at: http://ijariie.com/AdminUploadPdf/ISLAMIC_BANKING_IN_INDIA_–_AN_APPROCH_TOWARDS_THE__GROWTH_AND_POTENTIAL_ijariie2688.pdf (Accessed : 26 September 2018)
IEEE DR. Nitin Gupta, Dr Dinesh Kumar Maheshwari, and Dr. Ajay Chaturvedi, "ISLAMIC BANKING IN INDIA – AN APPROCH TOWARDS THE GROWTH AND POTENTIAL," International Journal Of Advance Research And Innovative Ideas In Education, vol. 2, no. 4, pp. 485-495, Jul-Aug 2016. [Online]. Available: http://ijariie.com/AdminUploadPdf/ISLAMIC_BANKING_IN_INDIA_–_AN_APPROCH_TOWARDS_THE__GROWTH_AND_POTENTIAL_ijariie2688.pdf [Accessed : 26 September 2018].
Turabian DR. Nitin Gupta, Dr Dinesh Kumar Maheshwari, and Dr. Ajay Chaturvedi. "ISLAMIC BANKING IN INDIA – AN APPROCH TOWARDS THE GROWTH AND POTENTIAL." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 2 number 4 (26 September 2018).
Vancouver DR. Nitin Gupta, Dr Dinesh Kumar Maheshwari, and Dr. Ajay Chaturvedi. ISLAMIC BANKING IN INDIA – AN APPROCH TOWARDS THE GROWTH AND POTENTIAL. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2016 [Cited : 26 September 2018]; 2(4) : 485-495. Available from: http://ijariie.com/AdminUploadPdf/ISLAMIC_BANKING_IN_INDIA_–_AN_APPROCH_TOWARDS_THE__GROWTH_AND_POTENTIAL_ijariie2688.pdf
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