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Title: :  A Study of Significance and Benefits of Financial Planning for Budgeting
PaperId: :  14795
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 4 Issue 1 2018
DUI:    16.0415/IJARIIE-14795
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Sanjay KumarResearch Scholar Department of Management, Sabarmati University Ahmedabad, Gujarat
Dr. Anshul RajawatAccociate Professor H.O.D, Department of Management, Sabarmati University Ahmedabad, Gujarat

Abstract

MANAGEMENT
Benefits of Financial Planning, Budgeting, Indian economy, financial markets, financial sector.
There have been several changes and advancements in financial markets in the Indian economy in the 21st century. While the Indian economic is on a route to expansion, the accompanying expansion of the financial sector is acknowledged by everyone to continue this path of progress in the financial spectrum. And only if the person is financially instructed is this growth conceivable. Economic literacy has become an increasingly vital pillar for the development of a solid financial system around the globe. In the present day, policymakers, policy regulator, governments and many other institutions have been given serious attention to financial literacy. The researcher afterwards felt that the gap in the examination ought to be filled. India has changed dramatically and without precedent. The liberalization trend began in the early eighties in a limited way. But several years later, the country faced a crisis that originated in an unsustainable exchange policy and budgetary spread, exacerbated by Gulf War economic effects. Thus, India experienced a crisis in the 1990s. However, this issue was faced courageously by speeding up the pace of liberalisation. Financial planning is the way to reach the person's individual and financial goals by improving and using a comprehensive financial plan. In general, financial planning is the arranging of a person's future planning. It involves the development and consolidation of resources for a person's assets so that an individual's financial goals may be achieved within a pre-selected time period. Financial planning is a complex and time-consuming process. Neither individual is explicit in terms of financial planning, as no two persons or their accounts are indistinguishable. Every person has altered the structure, salary, costs, capacity-making, future position, resources, requirements, financial circumstances, information, commitments, etc.

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IJARIIE Sanjay Kumar, and Dr. Anshul Rajawat. "A Study of Significance and Benefits of Financial Planning for Budgeting" International Journal Of Advance Research And Innovative Ideas In Education Volume 4 Issue 1 2018 Page 1470-1477
MLA Sanjay Kumar, and Dr. Anshul Rajawat. "A Study of Significance and Benefits of Financial Planning for Budgeting." International Journal Of Advance Research And Innovative Ideas In Education 4.1(2018) : 1470-1477.
APA Sanjay Kumar, & Dr. Anshul Rajawat. (2018). A Study of Significance and Benefits of Financial Planning for Budgeting. International Journal Of Advance Research And Innovative Ideas In Education, 4(1), 1470-1477.
Chicago Sanjay Kumar, and Dr. Anshul Rajawat. "A Study of Significance and Benefits of Financial Planning for Budgeting." International Journal Of Advance Research And Innovative Ideas In Education 4, no. 1 (2018) : 1470-1477.
Oxford Sanjay Kumar, and Dr. Anshul Rajawat. 'A Study of Significance and Benefits of Financial Planning for Budgeting', International Journal Of Advance Research And Innovative Ideas In Education, vol. 4, no. 1, 2018, p. 1470-1477. Available from IJARIIE, http://ijariie.com/AdminUploadPdf/A_Study_of_Significance_and_Benefits_of_Financial_Planning_for_Budgeting_ijariie14795.pdf (Accessed : 07 August 2025).
Harvard Sanjay Kumar, and Dr. Anshul Rajawat. (2018) 'A Study of Significance and Benefits of Financial Planning for Budgeting', International Journal Of Advance Research And Innovative Ideas In Education, 4(1), pp. 1470-1477IJARIIE [Online]. Available at: http://ijariie.com/AdminUploadPdf/A_Study_of_Significance_and_Benefits_of_Financial_Planning_for_Budgeting_ijariie14795.pdf (Accessed : 07 August 2025)
IEEE Sanjay Kumar, and Dr. Anshul Rajawat, "A Study of Significance and Benefits of Financial Planning for Budgeting," International Journal Of Advance Research And Innovative Ideas In Education, vol. 4, no. 1, pp. 1470-1477, Jan-Feb 2018. [Online]. Available: http://ijariie.com/AdminUploadPdf/A_Study_of_Significance_and_Benefits_of_Financial_Planning_for_Budgeting_ijariie14795.pdf [Accessed : 07 August 2025].
Turabian Sanjay Kumar, and Dr. Anshul Rajawat. "A Study of Significance and Benefits of Financial Planning for Budgeting." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 4 number 1 (07 August 2025).
Vancouver Sanjay Kumar, and Dr. Anshul Rajawat. A Study of Significance and Benefits of Financial Planning for Budgeting. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2018 [Cited : 07 August 2025]; 4(1) : 1470-1477. Available from: http://ijariie.com/AdminUploadPdf/A_Study_of_Significance_and_Benefits_of_Financial_Planning_for_Budgeting_ijariie14795.pdf
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