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Title: :  IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS
PaperId: :  22216
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 9 Issue 6 2023
DUI:    16.0415/IJARIIE-22216
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
KHUSHI DESAIJAIN DEEMED-TO-BE UNIVERSITY, BANGALORE
PIYUSH SHARMAJAIN DEEMED-TO-BE UNIVERSITY, BANGALORE
DR. CK SURESHJAIN DEEMED-TO-BE UNIVERSITY, BANGALORE
DR. PATCHA BHUJANGA RAOJAIN DEEMED-TO-BE UNIVERSITY, BANGALORE

Abstract

Commerce and Management
Financial Stability, Profitability, Risk Management, Capital Adequacy Credit worthiness, Regulatory Compliance
Non-performing assets have traditionally worried Indian banks (NPAs). This burdens the organisation as well as financial institutions. Banks lose money because non-performing assets (NPAs) cannot be used productively. Public sector banks have more NPAs. NPAs must be designed to maximise corporate efficiency and profit. The government has taken several steps to reduce NPAs. Our banks' level has fallen, but they're still high compared to worldwide standards. NPAs are unlikely to disappear. Indian banks can compete with foreign banks to meet international standards. Banks writing off bad loans contributed to the drop in non-performing assets (NPAs). Since prevention is better than cure, Indian banks must take steps to lend to creditworthy borrowers. This paper examines the causes of banks' rising non-performing assets (NPA), their effects, recent government initiatives, Reserve Bank of India proposals, sector-by-sector NPA analysis, a comparative study of public and private sector banks, and various NPA control measures, such as monitoring loans, strengthening the recovery department, releasing a list of wi NPAs show banks' overall performance. High nonperforming assets (NPAs) reduce asset value and imply a high bank probability and net worth. The growth in NPA requires provisions, which lowers overall profits and shareholder value. Branch managers must use extreme care and study before lending to consumers. This is crucial for priority financing.

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IJARIIE KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. "IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS" International Journal Of Advance Research And Innovative Ideas In Education Volume 9 Issue 6 2023 Page 1798-1808
MLA KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. "IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS." International Journal Of Advance Research And Innovative Ideas In Education 9.6(2023) : 1798-1808.
APA KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, & DR. PATCHA BHUJANGA RAO. (2023). IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS. International Journal Of Advance Research And Innovative Ideas In Education, 9(6), 1798-1808.
Chicago KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. "IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS." International Journal Of Advance Research And Innovative Ideas In Education 9, no. 6 (2023) : 1798-1808.
Oxford KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. 'IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS', International Journal Of Advance Research And Innovative Ideas In Education, vol. 9, no. 6, 2023, p. 1798-1808. Available from IJARIIE, http://ijariie.com/AdminUploadPdf/IMPACT_OF_NON_PERFORMING_ASSETS__NPA__ON_BANKS_ijariie22216.pdf (Accessed : ).
Harvard KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. (2023) 'IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS', International Journal Of Advance Research And Innovative Ideas In Education, 9(6), pp. 1798-1808IJARIIE [Online]. Available at: http://ijariie.com/AdminUploadPdf/IMPACT_OF_NON_PERFORMING_ASSETS__NPA__ON_BANKS_ijariie22216.pdf (Accessed : )
IEEE KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO, "IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS," International Journal Of Advance Research And Innovative Ideas In Education, vol. 9, no. 6, pp. 1798-1808, Nov-Dec 2023. [Online]. Available: http://ijariie.com/AdminUploadPdf/IMPACT_OF_NON_PERFORMING_ASSETS__NPA__ON_BANKS_ijariie22216.pdf [Accessed : ].
Turabian KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. "IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 9 number 6 ().
Vancouver KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2023 [Cited : ]; 9(6) : 1798-1808. Available from: http://ijariie.com/AdminUploadPdf/IMPACT_OF_NON_PERFORMING_ASSETS__NPA__ON_BANKS_ijariie22216.pdf
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