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Title: :  Impact of financial inclusion towards socio economic development of rural India
PaperId: :  3442
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 2 Issue 6 2016
DUI:    16.0415/IJARIIE-3442
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Professor J.P. YadavDepartment of EAFM, University of Rajasthan, Jaipur
Abhishek SharmaDepartment of EAFM, University of Rajasthan, Jaipur
Meghna MeenaDepartment of EAFM, University of Rajasthan, Jaipur

Abstract

commerce
Keywords: Financial Inclusion, Banks, Financial Exclusion, Social, Rural India.
Abstract Financial inclusion is essential for improving the living conditions of rural masses, rural nonfarm enterprises and other vulnerable sectors. The basic objective is to provide financial services at affordable cost to the marginalized and disadvantaged segments of the society. While the rural people need it the most, rural communities remain the largest unserved market for financial services. Ensuring their financial inclusion can unlock the considerable economic potential of rural areas. Nationalization of banks and subsequent developments led to the expansion of commercial banks, RRBs and Co-operative credit institutions geographically all over India. Banks policy aimed at “social” and “development bonding” by providing credit and financial facilities to agriculture and other priority sectors. Even after 68 years of independence, banking facilities has not reached many rural and unprivileged sectors of the society which led to a financial gap and instability among the rural people. Now Govt. and RBI are formulating various schemes and policies to build financial strength in Rural India through Financial Inclusion. Despite of vast expansion, a large number of group remain excluded from the “opportunities and services” provided by the financial sector. Such excluded groups consist of small and marginal farmers, women, unorganized sector workers including artisans, self-employed and pensioners. Against this background, the objective of this paper is to bring out issues and challenges for reducing financial exclusion. In this paper the researchers has attempted to highlight the factors, significance and tracing out challenges of financial inclusion with social and economic development of the rural India.

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IJARIIE Professor J.P. Yadav, Abhishek Sharma, and Meghna Meena. "Impact of financial inclusion towards socio economic development of rural India" International Journal Of Advance Research And Innovative Ideas In Education Volume 2 Issue 6 2016 Page 949-955
MLA Professor J.P. Yadav, Abhishek Sharma, and Meghna Meena. "Impact of financial inclusion towards socio economic development of rural India." International Journal Of Advance Research And Innovative Ideas In Education 2.6(2016) : 949-955.
APA Professor J.P. Yadav, Abhishek Sharma, & Meghna Meena. (2016). Impact of financial inclusion towards socio economic development of rural India. International Journal Of Advance Research And Innovative Ideas In Education, 2(6), 949-955.
Chicago Professor J.P. Yadav, Abhishek Sharma, and Meghna Meena. "Impact of financial inclusion towards socio economic development of rural India." International Journal Of Advance Research And Innovative Ideas In Education 2, no. 6 (2016) : 949-955.
Oxford Professor J.P. Yadav, Abhishek Sharma, and Meghna Meena. 'Impact of financial inclusion towards socio economic development of rural India', International Journal Of Advance Research And Innovative Ideas In Education, vol. 2, no. 6, 2016, p. 949-955. Available from IJARIIE, http://ijariie.com/AdminUploadPdf/Impact_of_financial_inclusion_towards_socio_economic_development_of_rural_India_ijariie3442.pdf (Accessed : ).
Harvard Professor J.P. Yadav, Abhishek Sharma, and Meghna Meena. (2016) 'Impact of financial inclusion towards socio economic development of rural India', International Journal Of Advance Research And Innovative Ideas In Education, 2(6), pp. 949-955IJARIIE [Online]. Available at: http://ijariie.com/AdminUploadPdf/Impact_of_financial_inclusion_towards_socio_economic_development_of_rural_India_ijariie3442.pdf (Accessed : )
IEEE Professor J.P. Yadav, Abhishek Sharma, and Meghna Meena, "Impact of financial inclusion towards socio economic development of rural India," International Journal Of Advance Research And Innovative Ideas In Education, vol. 2, no. 6, pp. 949-955, Nov-Dec 2016. [Online]. Available: http://ijariie.com/AdminUploadPdf/Impact_of_financial_inclusion_towards_socio_economic_development_of_rural_India_ijariie3442.pdf [Accessed : ].
Turabian Professor J.P. Yadav, Abhishek Sharma, and Meghna Meena. "Impact of financial inclusion towards socio economic development of rural India." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 2 number 6 ().
Vancouver Professor J.P. Yadav, Abhishek Sharma, and Meghna Meena. Impact of financial inclusion towards socio economic development of rural India. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2016 [Cited : ]; 2(6) : 949-955. Available from: http://ijariie.com/AdminUploadPdf/Impact_of_financial_inclusion_towards_socio_economic_development_of_rural_India_ijariie3442.pdf
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