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Title: :  Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries
PaperId: :  28211
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 12 Issue 2 2026
DUI:    16.0415/IJARIIE-28211
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Alpna GuptaBaba Mastnath University, Rohtak
Dr. Hema SinglaBaba Mastnath University, Rohtak

Abstract

Commerce
Women beneficiaries, private sector banks, economic empowerment, digital banking, financial inclusion, credit access, financial literacy, banking services, service quality, financial independence
Economic empowerment of women has emerged as a significant focus in India’s financial development agenda, with private sector banks playing a crucial role in extending inclusive and technology-driven financial services. This study examines the impact of private sector banking services—such as digital banking, credit facilities, customer support, financial literacy initiatives, and women-centric products—on the economic empowerment of women beneficiaries. Using survey-based primary data, the research evaluates how access to savings accounts, loans, mobile banking, and advisory services contributes to improved financial decision-making, income generation, and autonomy among women. Statistical tools are employed to measure the strength of the relationship between banking services and empowerment indicators. Findings are expected to show that efficient service delivery, financial awareness, and easy access to credit significantly enhance women's economic participation. The study highlights the importance of responsive, accessible, and technology-enabled private sector banking systems in strengthening women's financial independence and contributing to broader socio-economic development.

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IJARIIE Alpna Gupta, and Dr. Hema Singla. "Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries" International Journal Of Advance Research And Innovative Ideas In Education Volume 12 Issue 2 2026 Page 950-957
MLA Alpna Gupta, and Dr. Hema Singla. "Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries." International Journal Of Advance Research And Innovative Ideas In Education 12.2(2026) : 950-957.
APA Alpna Gupta, & Dr. Hema Singla. (2026). Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries. International Journal Of Advance Research And Innovative Ideas In Education, 12(2), 950-957.
Chicago Alpna Gupta, and Dr. Hema Singla. "Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries." International Journal Of Advance Research And Innovative Ideas In Education 12, no. 2 (2026) : 950-957.
Oxford Alpna Gupta, and Dr. Hema Singla. 'Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries', International Journal Of Advance Research And Innovative Ideas In Education, vol. 12, no. 2, 2026, p. 950-957. Available from IJARIIE, http://ijariie.com/AdminUploadPdf/Impact_of_Private_Sector_Banking_Services_on_the_Economic_Empowerment_of_Women_Beneficiaries_ijariie28211.pdf (Accessed : ).
Harvard Alpna Gupta, and Dr. Hema Singla. (2026) 'Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries', International Journal Of Advance Research And Innovative Ideas In Education, 12(2), pp. 950-957IJARIIE [Online]. Available at: http://ijariie.com/AdminUploadPdf/Impact_of_Private_Sector_Banking_Services_on_the_Economic_Empowerment_of_Women_Beneficiaries_ijariie28211.pdf (Accessed : )
IEEE Alpna Gupta, and Dr. Hema Singla, "Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries," International Journal Of Advance Research And Innovative Ideas In Education, vol. 12, no. 2, pp. 950-957, Mar-App 2026. [Online]. Available: http://ijariie.com/AdminUploadPdf/Impact_of_Private_Sector_Banking_Services_on_the_Economic_Empowerment_of_Women_Beneficiaries_ijariie28211.pdf [Accessed : ].
Turabian Alpna Gupta, and Dr. Hema Singla. "Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 12 number 2 ().
Vancouver Alpna Gupta, and Dr. Hema Singla. Impact of Private Sector Banking Services on the Economic Empowerment of Women Beneficiaries. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2026 [Cited : ]; 12(2) : 950-957. Available from: http://ijariie.com/AdminUploadPdf/Impact_of_Private_Sector_Banking_Services_on_the_Economic_Empowerment_of_Women_Beneficiaries_ijariie28211.pdf
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