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Title: :  Microfinance and its implications for women’s empowerment and socio- economic advancement in Delhi NCR
PaperId: :  28376
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 12 Issue 2 2026
DUI:    16.0415/IJARIIE-28376
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
ShikshaBaba Mastnath university,Rohtak
Karan singhBaba Mastnath university, Rohtak

Abstract

Economics
Microfinance, self help groups, women empowerment, socio economic status, NCR,MFI,DAY-NRLM
This study examines the impact of microfinance on socio-economic status and women’s empowerment in the National Capital Region (NCR) of India. Combining a literature syntheses with secondary sector data and a proposed primary survey (600 respondents, as in the synopsis), the paper (a) situates India’s rapidly growing microfinance sector, (b) describes SHG/JLG reach in the NCR states (Delhi, Haryana, Uttar Pradesh), and (c) proposes an empirical framework to assess whether microfinance participation improves household income, asset ownership, decision-making and mobility for women. National-level microfinance and SHG statistics and NFHS indicators are used to contextualize the study and to construct testable hypotheses and variables for empirical analysis. Key sector facts used in the paper: India’s microfinance gross loan portfolio reached ~₹4.34 lakh crore (MFIN—March 2024); over 90 lakh SHGs and roughly 10 crore rural women households have been mobilised under DAY-NRLM (nationally); Haryana’s state mission reports ~59,102 SHGs covering ~5.87 lakh households (state totals).

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IJARIIE Shiksha, and Karan singh. "Microfinance and its implications for women’s empowerment and socio- economic advancement in Delhi NCR" International Journal Of Advance Research And Innovative Ideas In Education Volume 12 Issue 2 2026 Page 1791-1800
MLA Shiksha, and Karan singh. "Microfinance and its implications for women’s empowerment and socio- economic advancement in Delhi NCR." International Journal Of Advance Research And Innovative Ideas In Education 12.2(2026) : 1791-1800.
APA Shiksha, & Karan singh. (2026). Microfinance and its implications for women’s empowerment and socio- economic advancement in Delhi NCR. International Journal Of Advance Research And Innovative Ideas In Education, 12(2), 1791-1800.
Chicago Shiksha, and Karan singh. "Microfinance and its implications for women’s empowerment and socio- economic advancement in Delhi NCR." International Journal Of Advance Research And Innovative Ideas In Education 12, no. 2 (2026) : 1791-1800.
Oxford Shiksha, and Karan singh. 'Microfinance and its implications for women’s empowerment and socio- economic advancement in Delhi NCR', International Journal Of Advance Research And Innovative Ideas In Education, vol. 12, no. 2, 2026, p. 1791-1800. Available from IJARIIE, http://ijariie.com/AdminUploadPdf/Microfinance_and_its_implications_for_women’s_empowerment_and_socio__economic_advancement_in_Delhi_NCR_ijariie28376.pdf (Accessed : ).
Harvard Shiksha, and Karan singh. (2026) 'Microfinance and its implications for women’s empowerment and socio- economic advancement in Delhi NCR', International Journal Of Advance Research And Innovative Ideas In Education, 12(2), pp. 1791-1800IJARIIE [Online]. Available at: http://ijariie.com/AdminUploadPdf/Microfinance_and_its_implications_for_women’s_empowerment_and_socio__economic_advancement_in_Delhi_NCR_ijariie28376.pdf (Accessed : )
IEEE Shiksha, and Karan singh, "Microfinance and its implications for women’s empowerment and socio- economic advancement in Delhi NCR," International Journal Of Advance Research And Innovative Ideas In Education, vol. 12, no. 2, pp. 1791-1800, Mar-App 2026. [Online]. Available: http://ijariie.com/AdminUploadPdf/Microfinance_and_its_implications_for_women’s_empowerment_and_socio__economic_advancement_in_Delhi_NCR_ijariie28376.pdf [Accessed : ].
Turabian Shiksha, and Karan singh. "Microfinance and its implications for women’s empowerment and socio- economic advancement in Delhi NCR." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 12 number 2 ().
Vancouver Shiksha, and Karan singh. Microfinance and its implications for women’s empowerment and socio- economic advancement in Delhi NCR. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2026 [Cited : ]; 12(2) : 1791-1800. Available from: http://ijariie.com/AdminUploadPdf/Microfinance_and_its_implications_for_women’s_empowerment_and_socio__economic_advancement_in_Delhi_NCR_ijariie28376.pdf
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