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Title: :  Liberalisation show Awareness in field of in Life Insurance
PaperId: :  7429
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 1 Issue 4 2015
DUI:    16.0415/IJARIIE-7429
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Mr. Vikas JainDAVV Indore
Dr. Ramesh Mangal SOC Devi Ahilya Vishwa Vidhyalaya, Indore
Dr. L.N. SharmaDavv Indore

Abstract

Commerce
Insurance Development and Regulation Authority (IDRA) Act, Malhotra Committee, liberalisation, Premium income, Life Insurance Corporation, private insurance company
Insurance sector in India has been facing revolutionary changes in terms of its nature, scope, business, profitability, regulation and transparency. In 1994, the Malhotra Committee has submitted its report to make regulations for the entry of private sector; to permit the foreign companies in India to increase healthy competition, to encourage new products and services in the insurance sector and to establish a competent authority to control and regulate the insurance sector. Finally, in 1999, Insurance Development and Regulation Authority (IDRA) Act was passed and IDRA was setup. So far IDRA has been permitted the license to 23 Companies. In the beginning private companies were allowed with foreign participation, which was limited to share up to 26%, now this share has been increased upto 49%. After a decade of liberalisation, it is relevant to know its impact on the life insurance business in India. The share of Life Insurance Corporation has been squeezed, although there is growth in its business in terms of number of policies and amount of premium. Insurance Sector in India is passing through an exciting and challenging phase. The insurance services that were mostly confined to urban areas were expanded to rural areas also. After the entry of new generation in Private Sector Insurance, the Public Sector Insurance has positioned itself in such way that it is at par in terms of profitability and growth along with Private Sector. Not only Private Insurance has rapidly increased their customer base during last 14 years, but also they have increased their penetration to small cities. Due to this penetration general public also has access to Insurance through LIC & private insurance companies.

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IJARIIE Mr. Vikas Jain, Dr. Ramesh Mangal , and Dr. L.N. Sharma. "Liberalisation show Awareness in field of in Life Insurance" International Journal Of Advance Research And Innovative Ideas In Education Volume 1 Issue 4 2015 Page 768-773
MLA Mr. Vikas Jain, Dr. Ramesh Mangal , and Dr. L.N. Sharma. "Liberalisation show Awareness in field of in Life Insurance." International Journal Of Advance Research And Innovative Ideas In Education 1.4(2015) : 768-773.
APA Mr. Vikas Jain, Dr. Ramesh Mangal , & Dr. L.N. Sharma. (2015). Liberalisation show Awareness in field of in Life Insurance. International Journal Of Advance Research And Innovative Ideas In Education, 1(4), 768-773.
Chicago Mr. Vikas Jain, Dr. Ramesh Mangal , and Dr. L.N. Sharma. "Liberalisation show Awareness in field of in Life Insurance." International Journal Of Advance Research And Innovative Ideas In Education 1, no. 4 (2015) : 768-773.
Oxford Mr. Vikas Jain, Dr. Ramesh Mangal , and Dr. L.N. Sharma. 'Liberalisation show Awareness in field of in Life Insurance', International Journal Of Advance Research And Innovative Ideas In Education, vol. 1, no. 4, 2015, p. 768-773. Available from IJARIIE, http://ijariie.com/AdminUploadPdf/Liberalisation_show_Awareness_in_field_of_in_Life_Insurance_ijariie7429.pdf (Accessed : ).
Harvard Mr. Vikas Jain, Dr. Ramesh Mangal , and Dr. L.N. Sharma. (2015) 'Liberalisation show Awareness in field of in Life Insurance', International Journal Of Advance Research And Innovative Ideas In Education, 1(4), pp. 768-773IJARIIE [Online]. Available at: http://ijariie.com/AdminUploadPdf/Liberalisation_show_Awareness_in_field_of_in_Life_Insurance_ijariie7429.pdf (Accessed : )
IEEE Mr. Vikas Jain, Dr. Ramesh Mangal , and Dr. L.N. Sharma, "Liberalisation show Awareness in field of in Life Insurance," International Journal Of Advance Research And Innovative Ideas In Education, vol. 1, no. 4, pp. 768-773, Sep-Oct 2015. [Online]. Available: http://ijariie.com/AdminUploadPdf/Liberalisation_show_Awareness_in_field_of_in_Life_Insurance_ijariie7429.pdf [Accessed : ].
Turabian Mr. Vikas Jain, Dr. Ramesh Mangal , and Dr. L.N. Sharma. "Liberalisation show Awareness in field of in Life Insurance." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 1 number 4 ().
Vancouver Mr. Vikas Jain, Dr. Ramesh Mangal , and Dr. L.N. Sharma. Liberalisation show Awareness in field of in Life Insurance. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2015 [Cited : ]; 1(4) : 768-773. Available from: http://ijariie.com/AdminUploadPdf/Liberalisation_show_Awareness_in_field_of_in_Life_Insurance_ijariie7429.pdf
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