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Title: :  Socio-Economic Factors Affecting Deposits Growth in Sacco’s Development Case of Geita Tanzania
PaperId: :  11636
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 6 Issue 2 2020
DUI:    16.0415/IJARIIE-11636
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Anthony NyangarikaInstitute of Adult Education
Felician S.M. BundalaInstitute of Adult Education

Abstract

Social Science
Deposits Growth, Saving, and Credits, Cooperative Societies, Geita, Economic Development.
The paper examined the factors affecting deposits growth of SACCOs under the following factors: interest rates, information technology, loan provisions, lack of information and public awareness, knowledge of savings and training have any impact on the deposit and saving growth in SACCOs. Many microfinance institutions, saving and credit cooperatives societies face liquidity problems due to the slow growth of their members’ deposits and they have come up with different approaches about deposits and savings entails. The study used simple regression analysis to determine a statistical relationship between independent and dependent variables. The findings show that drawn information technology, staff training, loans provision, lack of information, public awareness and knowledge of savings, policies, procedures and regulatory frameworks and competence of the elected board of directors and supervisors of SACCOs qualification are some of the factors affecting deposits growth of SACCO that need to be addressed by the respective stakeholders. Results show that SACCOs need to be more innovative in formulating strategies to attract more deposits and savings from their members in order to be financially viable and liquid in meeting their customers’ short and long-term demands for diversified needs satisfaction.

Citations

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IJARIIE Anthony Nyangarika, and Felician S.M. Bundala. "Socio-Economic Factors Affecting Deposits Growth in Sacco’s Development Case of Geita Tanzania" International Journal Of Advance Research And Innovative Ideas In Education Volume 6 Issue 2 2020 Page 1273-1285
MLA Anthony Nyangarika, and Felician S.M. Bundala. "Socio-Economic Factors Affecting Deposits Growth in Sacco’s Development Case of Geita Tanzania." International Journal Of Advance Research And Innovative Ideas In Education 6.2(2020) : 1273-1285.
APA Anthony Nyangarika, & Felician S.M. Bundala. (2020). Socio-Economic Factors Affecting Deposits Growth in Sacco’s Development Case of Geita Tanzania. International Journal Of Advance Research And Innovative Ideas In Education, 6(2), 1273-1285.
Chicago Anthony Nyangarika, and Felician S.M. Bundala. "Socio-Economic Factors Affecting Deposits Growth in Sacco’s Development Case of Geita Tanzania." International Journal Of Advance Research And Innovative Ideas In Education 6, no. 2 (2020) : 1273-1285.
Oxford Anthony Nyangarika, and Felician S.M. Bundala. 'Socio-Economic Factors Affecting Deposits Growth in Sacco’s Development Case of Geita Tanzania', International Journal Of Advance Research And Innovative Ideas In Education, vol. 6, no. 2, 2020, p. 1273-1285. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/Socio_Economic_Factors_Affecting_Deposits_Growth_in_Sacco’s_Development_Case_of_Geita_Tanzania_ijariie11636.pdf (Accessed : 08 April 2020).
Harvard Anthony Nyangarika, and Felician S.M. Bundala. (2020) 'Socio-Economic Factors Affecting Deposits Growth in Sacco’s Development Case of Geita Tanzania', International Journal Of Advance Research And Innovative Ideas In Education, 6(2), pp. 1273-1285IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/Socio_Economic_Factors_Affecting_Deposits_Growth_in_Sacco’s_Development_Case_of_Geita_Tanzania_ijariie11636.pdf (Accessed : 08 April 2020)
IEEE Anthony Nyangarika, and Felician S.M. Bundala, "Socio-Economic Factors Affecting Deposits Growth in Sacco’s Development Case of Geita Tanzania," International Journal Of Advance Research And Innovative Ideas In Education, vol. 6, no. 2, pp. 1273-1285, Mar-App 2020. [Online]. Available: https://ijariie.com/AdminUploadPdf/Socio_Economic_Factors_Affecting_Deposits_Growth_in_Sacco’s_Development_Case_of_Geita_Tanzania_ijariie11636.pdf [Accessed : 08 April 2020].
Turabian Anthony Nyangarika, and Felician S.M. Bundala. "Socio-Economic Factors Affecting Deposits Growth in Sacco’s Development Case of Geita Tanzania." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 6 number 2 (08 April 2020).
Vancouver Anthony Nyangarika, and Felician S.M. Bundala. Socio-Economic Factors Affecting Deposits Growth in Sacco’s Development Case of Geita Tanzania. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2020 [Cited : 08 April 2020]; 6(2) : 1273-1285. Available from: https://ijariie.com/AdminUploadPdf/Socio_Economic_Factors_Affecting_Deposits_Growth_in_Sacco’s_Development_Case_of_Geita_Tanzania_ijariie11636.pdf
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