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Title: :  THE ROLE OF MICROFINANCE IN POVERTY ALLEVIATION AMONGST FINANCIALLY DISSADVANTAGED WOMEN IN ZIMBABWE: A CASE STUDY OF THRIVE MICROFINANCE (2012 – 2017)
PaperId: :  13258
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 6 Issue 6 2020
DUI:    16.0415/IJARIIE-13258
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Mr. Michael T. KAZINGIZINational University of Science and Technology, Bulawayo
Mr. Takudzwa. C. MARADZEMidlands State University, Harare, Zimbabwe
Mr. Thabani NYONIUniversity of Zimbabwe, Harare, Zimbabwe

Abstract

Economics
Microfinance, Poverty Alleviation, Women, Zimbabwe
The study examined the impact of microfinance on the lives of the poor in Zimbabwe. The purpose of the study was to observe that what role micro credit plays in Zimbabwe on living standards, empowerment and poverty alleviation in poor women. The study was conducted in two branches of Thrive Microfinance that are in Harare and Chitungwiza. The research was based on questionnaires which were distributed to the clients of both branches of Thrive Microfinance. The sample size for this paper was 60 respondents who were on different loan cycles from the two branches and 20 respondents from the control group. The questionnaire and interview questions designed were in relation to the secondary objectives of the research which are to examine the extent to which microfinance institutions are alleviating poverty in poor women, assessing the support by microfinance to small and medium enterprises operated by women, support of microfinance in empowering women and recommendations to various stakeholders concerned based on the drawn conclusions. Overall we can say that training and education, nutrition and adequate food, accommodation, income and savings are important factors of poverty reduction. The results that have been analyzed with microfinance permit the following conclusions: almost all the clients reported an increase in their incomes which has improved their standard of living, have been able to pay for their medical bills and can feed their families, can cope with future crises using their savings, have been empowered economically and their positions in the family as well as in the society. All the research results were stemming from the improvements that these small loans brought to the SMEs operated by women. From the results of the study, microfinance is proving to be a successful tool for poverty alleviation but however, strict regulations have to be put in place to achieve their intended mission. Suggestion for further studies include efforts that MFIs can employ to instill a savings culture, maintaining savings balances and repayments performances of the microfinance customers. Moreover, there is a need to assess the effectiveness of microfinance development package schemes in the promotion of targeting the poor and sustainability of micro financial institutions in serving the poor. The researchers had limited time to go in-depth with these factors

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IJARIIE Mr. Michael T. KAZINGIZI, Mr. Takudzwa. C. MARADZE, and Mr. Thabani NYONI. "THE ROLE OF MICROFINANCE IN POVERTY ALLEVIATION AMONGST FINANCIALLY DISSADVANTAGED WOMEN IN ZIMBABWE: A CASE STUDY OF THRIVE MICROFINANCE (2012 – 2017)" International Journal Of Advance Research And Innovative Ideas In Education Volume 6 Issue 6 2020 Page 1330-1358
MLA Mr. Michael T. KAZINGIZI, Mr. Takudzwa. C. MARADZE, and Mr. Thabani NYONI. "THE ROLE OF MICROFINANCE IN POVERTY ALLEVIATION AMONGST FINANCIALLY DISSADVANTAGED WOMEN IN ZIMBABWE: A CASE STUDY OF THRIVE MICROFINANCE (2012 – 2017)." International Journal Of Advance Research And Innovative Ideas In Education 6.6(2020) : 1330-1358.
APA Mr. Michael T. KAZINGIZI, Mr. Takudzwa. C. MARADZE, & Mr. Thabani NYONI. (2020). THE ROLE OF MICROFINANCE IN POVERTY ALLEVIATION AMONGST FINANCIALLY DISSADVANTAGED WOMEN IN ZIMBABWE: A CASE STUDY OF THRIVE MICROFINANCE (2012 – 2017). International Journal Of Advance Research And Innovative Ideas In Education, 6(6), 1330-1358.
Chicago Mr. Michael T. KAZINGIZI, Mr. Takudzwa. C. MARADZE, and Mr. Thabani NYONI. "THE ROLE OF MICROFINANCE IN POVERTY ALLEVIATION AMONGST FINANCIALLY DISSADVANTAGED WOMEN IN ZIMBABWE: A CASE STUDY OF THRIVE MICROFINANCE (2012 – 2017)." International Journal Of Advance Research And Innovative Ideas In Education 6, no. 6 (2020) : 1330-1358.
Oxford Mr. Michael T. KAZINGIZI, Mr. Takudzwa. C. MARADZE, and Mr. Thabani NYONI. 'THE ROLE OF MICROFINANCE IN POVERTY ALLEVIATION AMONGST FINANCIALLY DISSADVANTAGED WOMEN IN ZIMBABWE: A CASE STUDY OF THRIVE MICROFINANCE (2012 – 2017)', International Journal Of Advance Research And Innovative Ideas In Education, vol. 6, no. 6, 2020, p. 1330-1358. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/THE_ROLE_OF_MICROFINANCE_IN_POVERTY_ALLEVIATION_AMONGST_FINANCIALLY_DISSADVANTAGED_WOMEN_IN_ZIMBABWE__A_CASE_STUDY_OF_THRIVE_MICROFINANCE__2012_–_2017__ijariie13258.pdf (Accessed : ).
Harvard Mr. Michael T. KAZINGIZI, Mr. Takudzwa. C. MARADZE, and Mr. Thabani NYONI. (2020) 'THE ROLE OF MICROFINANCE IN POVERTY ALLEVIATION AMONGST FINANCIALLY DISSADVANTAGED WOMEN IN ZIMBABWE: A CASE STUDY OF THRIVE MICROFINANCE (2012 – 2017)', International Journal Of Advance Research And Innovative Ideas In Education, 6(6), pp. 1330-1358IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/THE_ROLE_OF_MICROFINANCE_IN_POVERTY_ALLEVIATION_AMONGST_FINANCIALLY_DISSADVANTAGED_WOMEN_IN_ZIMBABWE__A_CASE_STUDY_OF_THRIVE_MICROFINANCE__2012_–_2017__ijariie13258.pdf (Accessed : )
IEEE Mr. Michael T. KAZINGIZI, Mr. Takudzwa. C. MARADZE, and Mr. Thabani NYONI, "THE ROLE OF MICROFINANCE IN POVERTY ALLEVIATION AMONGST FINANCIALLY DISSADVANTAGED WOMEN IN ZIMBABWE: A CASE STUDY OF THRIVE MICROFINANCE (2012 – 2017)," International Journal Of Advance Research And Innovative Ideas In Education, vol. 6, no. 6, pp. 1330-1358, Nov-Dec 2020. [Online]. Available: https://ijariie.com/AdminUploadPdf/THE_ROLE_OF_MICROFINANCE_IN_POVERTY_ALLEVIATION_AMONGST_FINANCIALLY_DISSADVANTAGED_WOMEN_IN_ZIMBABWE__A_CASE_STUDY_OF_THRIVE_MICROFINANCE__2012_–_2017__ijariie13258.pdf [Accessed : ].
Turabian Mr. Michael T. KAZINGIZI, Mr. Takudzwa. C. MARADZE, and Mr. Thabani NYONI. "THE ROLE OF MICROFINANCE IN POVERTY ALLEVIATION AMONGST FINANCIALLY DISSADVANTAGED WOMEN IN ZIMBABWE: A CASE STUDY OF THRIVE MICROFINANCE (2012 – 2017)." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 6 number 6 ().
Vancouver Mr. Michael T. KAZINGIZI, Mr. Takudzwa. C. MARADZE, and Mr. Thabani NYONI. THE ROLE OF MICROFINANCE IN POVERTY ALLEVIATION AMONGST FINANCIALLY DISSADVANTAGED WOMEN IN ZIMBABWE: A CASE STUDY OF THRIVE MICROFINANCE (2012 – 2017). International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2020 [Cited : ]; 6(6) : 1330-1358. Available from: https://ijariie.com/AdminUploadPdf/THE_ROLE_OF_MICROFINANCE_IN_POVERTY_ALLEVIATION_AMONGST_FINANCIALLY_DISSADVANTAGED_WOMEN_IN_ZIMBABWE__A_CASE_STUDY_OF_THRIVE_MICROFINANCE__2012_–_2017__ijariie13258.pdf
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