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Title: :  Enhancing Financial Capability for Quality Access and Usage of Financial Services
PaperId: :  14166
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 7 Issue 3 2021
DUI:    16.0415/IJARIIE-14166
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Mark Yama Tampuri JnrJiangsu University, School of Finance and Economics, Zhenjiang, China
Kong YushengJiangsu University, School of Finance and Economics, Zhenjiang, China
Asare, Isaac Jerry KwabenaJiangsu University, School of Finance and Economics, Zhenjiang, China
Barbara A.B AppiahJiangsu University, School of Finance and Economics, Zhenjiang, China
Precious E. BaidooDigital Frontiers Institute

Abstract

Economics
Financial Capability, Financial Inclusion, Financial Literacy, Financial Skills, Financial Behaviour, Financial Attitudes
The study involved data from workers in the Techiman Municipality in the Bono East Region of Ghana. Specifically, the study explores financial literacy, financial skills, financial attitudes, and financial behaviour on financial capability workers and how income and educational level affect financial capability using financial services. Using a convenient sampling method, a total of 600 respondents were selected for the study. Regression Analysis performed to establish the direct relations whiles and moderation effects of income and education are undertaken to observe indirect relationship. The study reveals that; generally, a significant relation and effect exist between financial education and financial capability; Specifically, there is a significant relationship between financial literacy and financial capability, there is a significant relationship between financial skills and financial capability, there is a significant relationship between financial behaviour and financial capability, there is a significant relationship between financial attitude and financial capability. Moreover, financial behaviour mediates financial skills and financial capability. However, both income and formal education are not insignificant moderators between financial behaviour and financial capability

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IJARIIE Mark Yama Tampuri Jnr, Kong Yusheng, Asare, Isaac Jerry Kwabena, Barbara A.B Appiah, and Precious E. Baidoo. "Enhancing Financial Capability for Quality Access and Usage of Financial Services" International Journal Of Advance Research And Innovative Ideas In Education Volume 7 Issue 3 2021 Page 557-571
MLA Mark Yama Tampuri Jnr, Kong Yusheng, Asare, Isaac Jerry Kwabena, Barbara A.B Appiah, and Precious E. Baidoo. "Enhancing Financial Capability for Quality Access and Usage of Financial Services." International Journal Of Advance Research And Innovative Ideas In Education 7.3(2021) : 557-571.
APA Mark Yama Tampuri Jnr, Kong Yusheng, Asare, Isaac Jerry Kwabena, Barbara A.B Appiah, & Precious E. Baidoo. (2021). Enhancing Financial Capability for Quality Access and Usage of Financial Services. International Journal Of Advance Research And Innovative Ideas In Education, 7(3), 557-571.
Chicago Mark Yama Tampuri Jnr, Kong Yusheng, Asare, Isaac Jerry Kwabena, Barbara A.B Appiah, and Precious E. Baidoo. "Enhancing Financial Capability for Quality Access and Usage of Financial Services." International Journal Of Advance Research And Innovative Ideas In Education 7, no. 3 (2021) : 557-571.
Oxford Mark Yama Tampuri Jnr, Kong Yusheng, Asare, Isaac Jerry Kwabena, Barbara A.B Appiah, and Precious E. Baidoo. 'Enhancing Financial Capability for Quality Access and Usage of Financial Services', International Journal Of Advance Research And Innovative Ideas In Education, vol. 7, no. 3, 2021, p. 557-571. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/Enhancing__Financial_Capability_for_Quality_Access_and_Usage_of_Financial_Services_ijariie14166.pdf (Accessed : 03 October 2021).
Harvard Mark Yama Tampuri Jnr, Kong Yusheng, Asare, Isaac Jerry Kwabena, Barbara A.B Appiah, and Precious E. Baidoo. (2021) 'Enhancing Financial Capability for Quality Access and Usage of Financial Services', International Journal Of Advance Research And Innovative Ideas In Education, 7(3), pp. 557-571IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/Enhancing__Financial_Capability_for_Quality_Access_and_Usage_of_Financial_Services_ijariie14166.pdf (Accessed : 03 October 2021)
IEEE Mark Yama Tampuri Jnr, Kong Yusheng, Asare, Isaac Jerry Kwabena, Barbara A.B Appiah, and Precious E. Baidoo, "Enhancing Financial Capability for Quality Access and Usage of Financial Services," International Journal Of Advance Research And Innovative Ideas In Education, vol. 7, no. 3, pp. 557-571, May-Jun 2021. [Online]. Available: https://ijariie.com/AdminUploadPdf/Enhancing__Financial_Capability_for_Quality_Access_and_Usage_of_Financial_Services_ijariie14166.pdf [Accessed : 03 October 2021].
Turabian Mark Yama Tampuri Jnr, Kong Yusheng, Asare, Isaac Jerry Kwabena, Barbara A.B Appiah, and Precious E. Baidoo. "Enhancing Financial Capability for Quality Access and Usage of Financial Services." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 7 number 3 (03 October 2021).
Vancouver Mark Yama Tampuri Jnr, Kong Yusheng, Asare, Isaac Jerry Kwabena, Barbara A.B Appiah, and Precious E. Baidoo. Enhancing Financial Capability for Quality Access and Usage of Financial Services. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2021 [Cited : 03 October 2021]; 7(3) : 557-571. Available from: https://ijariie.com/AdminUploadPdf/Enhancing__Financial_Capability_for_Quality_Access_and_Usage_of_Financial_Services_ijariie14166.pdf
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