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Title: :  DIGITAL FINANCIAL INCLUSION: EMERGING DIMENSIONS IN INDIA
PaperId: :  14907
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 7 Issue 4 2021
DUI:    16.0415/IJARIIE-14907
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
KalpanaMohanlal Sukhadia University, Udaipur

Abstract

Commerce
Digital Financial Inclusion, Economic Growth, E-banking system, World Bank, Digital India
Digital Financial Inclusion is a multidimensional approach and a cornerstone of a developing country like India for reached finance at a lower level of society through technology. It is a critical part of the development process and economic growth of India. Therefore, the present study focused on, understanding the concept of digital financial inclusion, to identify identifying the emerging dimensions of digital financial inclusion, and analyzing the dimensions that measure, and analyzing the dimensions that measure the level of digital financial inclusion in India. Methodology: The present study is based on descriptive research with the collection of secondary data in graphical presentation from various websites like RBI, World Bank, Digital Financial inclusion report, etc. Dimensions of digital financial inclusion considered digital transactions, access to digital finance, usage of financial services, and four layers of India stack. The conclusion of the present study is due to technology up-gradation it helps to enhance digital financial inclusion at the lower level of the society through debit and credit cards, digital payment systems, E-banking systems, retail banking in India leads to increase the use of financial services and boost up of living standard of people, Govt. initiative of digital India drastically encourage and enhance the use of digital technology and improve the digital financial inclusion also.

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IJARIIE Kalpana. "DIGITAL FINANCIAL INCLUSION: EMERGING DIMENSIONS IN INDIA" International Journal Of Advance Research And Innovative Ideas In Education Volume 7 Issue 4 2021 Page 410-418
MLA Kalpana. "DIGITAL FINANCIAL INCLUSION: EMERGING DIMENSIONS IN INDIA." International Journal Of Advance Research And Innovative Ideas In Education 7.4(2021) : 410-418.
APA Kalpana. (2021). DIGITAL FINANCIAL INCLUSION: EMERGING DIMENSIONS IN INDIA. International Journal Of Advance Research And Innovative Ideas In Education, 7(4), 410-418.
Chicago Kalpana. "DIGITAL FINANCIAL INCLUSION: EMERGING DIMENSIONS IN INDIA." International Journal Of Advance Research And Innovative Ideas In Education 7, no. 4 (2021) : 410-418.
Oxford Kalpana. 'DIGITAL FINANCIAL INCLUSION: EMERGING DIMENSIONS IN INDIA', International Journal Of Advance Research And Innovative Ideas In Education, vol. 7, no. 4, 2021, p. 410-418. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/DIGITAL_FINANCIAL_INCLUSION__EMERGING_DIMENSIONS_IN_INDIA_ijariie14907.pdf (Accessed : 20 July 2025).
Harvard Kalpana. (2021) 'DIGITAL FINANCIAL INCLUSION: EMERGING DIMENSIONS IN INDIA', International Journal Of Advance Research And Innovative Ideas In Education, 7(4), pp. 410-418IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/DIGITAL_FINANCIAL_INCLUSION__EMERGING_DIMENSIONS_IN_INDIA_ijariie14907.pdf (Accessed : 20 July 2025)
IEEE Kalpana, "DIGITAL FINANCIAL INCLUSION: EMERGING DIMENSIONS IN INDIA," International Journal Of Advance Research And Innovative Ideas In Education, vol. 7, no. 4, pp. 410-418, Jul-Aug 2021. [Online]. Available: https://ijariie.com/AdminUploadPdf/DIGITAL_FINANCIAL_INCLUSION__EMERGING_DIMENSIONS_IN_INDIA_ijariie14907.pdf [Accessed : 20 July 2025].
Turabian Kalpana. "DIGITAL FINANCIAL INCLUSION: EMERGING DIMENSIONS IN INDIA." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 7 number 4 (20 July 2025).
Vancouver Kalpana. DIGITAL FINANCIAL INCLUSION: EMERGING DIMENSIONS IN INDIA. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2021 [Cited : 20 July 2025]; 7(4) : 410-418. Available from: https://ijariie.com/AdminUploadPdf/DIGITAL_FINANCIAL_INCLUSION__EMERGING_DIMENSIONS_IN_INDIA_ijariie14907.pdf
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