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Title: :  Analysing the Consequences of Credit Management Practice and Performance of PNB Bank
PaperId: :  16848
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 7 Issue 6 2021
DUI:    16.0415/IJARIIE-16848
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Amisha KumariResearch Scholar, Department of Commerce and Business Management, Veer Kunwar Singh University, ARA Bhojpur Bihar
Dr. Dharmendra TiwariProfessor, Department of Commerce and Business Management, Veer Kunwar Singh University, ARA Bhojpur Bihar

Abstract

COMMERCE
Credit Management; Banks; Money; Risk Control; Financial Performance.
Credit management is one of the most critical functions in every company, regardless of the nature of its business, and it cannot be ignored. In order for a financial institution to remain stable and profitable, good credit management is essential, and a decline in credit quality is the most common reason of bad financial performance. Lending money and not receiving it back is the most significant risk for a bank, as it is for any other financial organisation. An investigation of PNB's performance was based on credit management methods. Purposive sampling was employed to acquire data from thirty (30) respondents, which was the sample size. Statistical methods such as frequency, percentage, weighted mean score, and multiple regression were utilised to examine the data. The findings showed that PNB bank's financial performance benefits greatly from sound credit management methods. According to the findings, PNB bank's financial performance is heavily influenced by factors such as customer satisfaction, credit risk management, and collection policies.

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IJARIIE Amisha Kumari, and Dr. Dharmendra Tiwari. "Analysing the Consequences of Credit Management Practice and Performance of PNB Bank" International Journal Of Advance Research And Innovative Ideas In Education Volume 7 Issue 6 2021 Page 1564-1669
MLA Amisha Kumari, and Dr. Dharmendra Tiwari. "Analysing the Consequences of Credit Management Practice and Performance of PNB Bank." International Journal Of Advance Research And Innovative Ideas In Education 7.6(2021) : 1564-1669.
APA Amisha Kumari, & Dr. Dharmendra Tiwari. (2021). Analysing the Consequences of Credit Management Practice and Performance of PNB Bank. International Journal Of Advance Research And Innovative Ideas In Education, 7(6), 1564-1669.
Chicago Amisha Kumari, and Dr. Dharmendra Tiwari. "Analysing the Consequences of Credit Management Practice and Performance of PNB Bank." International Journal Of Advance Research And Innovative Ideas In Education 7, no. 6 (2021) : 1564-1669.
Oxford Amisha Kumari, and Dr. Dharmendra Tiwari. 'Analysing the Consequences of Credit Management Practice and Performance of PNB Bank', International Journal Of Advance Research And Innovative Ideas In Education, vol. 7, no. 6, 2021, p. 1564-1669. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/Analysing_the_Consequences_of_Credit_Management_Practice_and_Performance_of_PNB_Bank_ijariie16848.pdf (Accessed : ).
Harvard Amisha Kumari, and Dr. Dharmendra Tiwari. (2021) 'Analysing the Consequences of Credit Management Practice and Performance of PNB Bank', International Journal Of Advance Research And Innovative Ideas In Education, 7(6), pp. 1564-1669IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/Analysing_the_Consequences_of_Credit_Management_Practice_and_Performance_of_PNB_Bank_ijariie16848.pdf (Accessed : )
IEEE Amisha Kumari, and Dr. Dharmendra Tiwari, "Analysing the Consequences of Credit Management Practice and Performance of PNB Bank," International Journal Of Advance Research And Innovative Ideas In Education, vol. 7, no. 6, pp. 1564-1669, Nov-Dec 2021. [Online]. Available: https://ijariie.com/AdminUploadPdf/Analysing_the_Consequences_of_Credit_Management_Practice_and_Performance_of_PNB_Bank_ijariie16848.pdf [Accessed : ].
Turabian Amisha Kumari, and Dr. Dharmendra Tiwari. "Analysing the Consequences of Credit Management Practice and Performance of PNB Bank." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 7 number 6 ().
Vancouver Amisha Kumari, and Dr. Dharmendra Tiwari. Analysing the Consequences of Credit Management Practice and Performance of PNB Bank. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2021 [Cited : ]; 7(6) : 1564-1669. Available from: https://ijariie.com/AdminUploadPdf/Analysing_the_Consequences_of_Credit_Management_Practice_and_Performance_of_PNB_Bank_ijariie16848.pdf
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