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Title: :  PERSONAL FINANCIAL LITERACY AMONG DORSU-CEC FRESHMEN
PaperId: :  21084
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 9 Issue 4 2023
DUI:    16.0415/IJARIIE-21084
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Kenan P. YaranonDavao Oriental State University-Cateel Extension Campus
Ella Marie C. EnriquezDavao Oriental State University-Cateel Extension Campus
Jilla Mae D. SusadaDavao Oriental State University-Cateel Extension Campus

Abstract

Financial Literacy
financial literacy, personal financial literacy, freshmen
Everyone needs to be financially literate in order to prevent problems such as: budgeting, saving, paying off debt, investing, giving, and other issues. A person needs to be financially literate in order to handle their finances and succeed. Individuals who want to achieve a high level of financial literacy must practice wise money management in order to develop the knowledge and assurance necessary for making sound financial decisions. This quantitative research aimed to determine the level of personal financial literacy among freshmen of Davao Oriental State University - Cateel Extension Campus; they were from the BEED, BSCRIM, BSBA, BSA, and BSAM program who were enrolled in the 2nd semester of A.Y 2022-2023. With the aid of an adopted survey questionnaire as a data gathering tool, the results of this study revealed that the overall level of personal financial literacy among freshmen students at Davao Oriental State University was high with an overall mean of 3.62. The study was able to determine the level of personal financial literacy among freshmen students, which revealed that they all understood financial awareness, financial behavior, financial capability, financial experience, financial decisions, financial goals, financial skills, and subjective financial knowledge. Out of 5 programs at the Davao Oriental State University - Cateel Extension Campus, BSBA program had the highest mean of 3.78. Therefore, researchers concluded that it was advantageous to the BSBA students since their major was all about finances.

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IJARIIE Kenan P. Yaranon, Ella Marie C. Enriquez, and Jilla Mae D. Susada. "PERSONAL FINANCIAL LITERACY AMONG DORSU-CEC FRESHMEN" International Journal Of Advance Research And Innovative Ideas In Education Volume 9 Issue 4 2023 Page 458-482
MLA Kenan P. Yaranon, Ella Marie C. Enriquez, and Jilla Mae D. Susada. "PERSONAL FINANCIAL LITERACY AMONG DORSU-CEC FRESHMEN." International Journal Of Advance Research And Innovative Ideas In Education 9.4(2023) : 458-482.
APA Kenan P. Yaranon, Ella Marie C. Enriquez, & Jilla Mae D. Susada. (2023). PERSONAL FINANCIAL LITERACY AMONG DORSU-CEC FRESHMEN. International Journal Of Advance Research And Innovative Ideas In Education, 9(4), 458-482.
Chicago Kenan P. Yaranon, Ella Marie C. Enriquez, and Jilla Mae D. Susada. "PERSONAL FINANCIAL LITERACY AMONG DORSU-CEC FRESHMEN." International Journal Of Advance Research And Innovative Ideas In Education 9, no. 4 (2023) : 458-482.
Oxford Kenan P. Yaranon, Ella Marie C. Enriquez, and Jilla Mae D. Susada. 'PERSONAL FINANCIAL LITERACY AMONG DORSU-CEC FRESHMEN', International Journal Of Advance Research And Innovative Ideas In Education, vol. 9, no. 4, 2023, p. 458-482. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/PERSONAL_FINANCIAL_LITERACY_AMONG_DORSU_CEC_FRESHMEN_ijariie21084.pdf (Accessed : 16 June 2024).
Harvard Kenan P. Yaranon, Ella Marie C. Enriquez, and Jilla Mae D. Susada. (2023) 'PERSONAL FINANCIAL LITERACY AMONG DORSU-CEC FRESHMEN', International Journal Of Advance Research And Innovative Ideas In Education, 9(4), pp. 458-482IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/PERSONAL_FINANCIAL_LITERACY_AMONG_DORSU_CEC_FRESHMEN_ijariie21084.pdf (Accessed : 16 June 2024)
IEEE Kenan P. Yaranon, Ella Marie C. Enriquez, and Jilla Mae D. Susada, "PERSONAL FINANCIAL LITERACY AMONG DORSU-CEC FRESHMEN," International Journal Of Advance Research And Innovative Ideas In Education, vol. 9, no. 4, pp. 458-482, Jul-Aug 2023. [Online]. Available: https://ijariie.com/AdminUploadPdf/PERSONAL_FINANCIAL_LITERACY_AMONG_DORSU_CEC_FRESHMEN_ijariie21084.pdf [Accessed : 16 June 2024].
Turabian Kenan P. Yaranon, Ella Marie C. Enriquez, and Jilla Mae D. Susada. "PERSONAL FINANCIAL LITERACY AMONG DORSU-CEC FRESHMEN." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 9 number 4 (16 June 2024).
Vancouver Kenan P. Yaranon, Ella Marie C. Enriquez, and Jilla Mae D. Susada. PERSONAL FINANCIAL LITERACY AMONG DORSU-CEC FRESHMEN. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2023 [Cited : 16 June 2024]; 9(4) : 458-482. Available from: https://ijariie.com/AdminUploadPdf/PERSONAL_FINANCIAL_LITERACY_AMONG_DORSU_CEC_FRESHMEN_ijariie21084.pdf
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