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Title: :  PERSONAL FINANCIAL LITERACY OF LGU EMPLOYEES IN CATEEL
PaperId: :  21141
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 9 Issue 4 2023
DUI:    16.0415/IJARIIE-21141
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Mila Rose M. CayangcangDavao Oriental State University-Cateel Extension Campus
Quennie Joy L. SalvañaDavao Oriental State University-Cateel Extension Campus
Jilla Mae D. SusadaDavao Oriental State University-Cateel Extension Campus

Abstract

Financial Literacy
Financial literacy, financial behavior, financial decision, financial experience, financial knowledge, financial education, LGU-employees
Financial literacy is a combination of awareness, knowledge, abilities, attitudes, and behaviors needed to make financial decision. A person who has better grasp on finances can decide wisely on the plight of his/her financial status both in management and practice sides. This study examined the personal financial literacy of LGU employees in Cateel. The data gathered using survey questionnaire from 74 randomly selected respondents and were analyzed using descriptive analysis, analysis of variance, and post hoc test as a tool. In quantifying the responses of the respondents, the indicators were interpreted using the Likert scale. The study assessed financial literacy among respondents based on age, education, years in service, net income and showed no significant difference, on the other hand there is significant differences when observed among LGU employees grouped by office. The results also revealed that the level of financial literacy among LGU employees is high however, there are three indicators among those eight that needed to be improved namely: financial behavior, financial decision, and financial experience in which the result is moderate. LGU- Cateel must improve financial literacy by changing attitudes, acquiring knowledge through education and training, and collaborating with financial institutions and NGOs. Implementing financial literacy wellness campaigns and focusing on low-income offices is essential.

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IJARIIE Mila Rose M. Cayangcang, Quennie Joy L. Salvaña, and Jilla Mae D. Susada. "PERSONAL FINANCIAL LITERACY OF LGU EMPLOYEES IN CATEEL" International Journal Of Advance Research And Innovative Ideas In Education Volume 9 Issue 4 2023 Page 746-766
MLA Mila Rose M. Cayangcang, Quennie Joy L. Salvaña, and Jilla Mae D. Susada. "PERSONAL FINANCIAL LITERACY OF LGU EMPLOYEES IN CATEEL." International Journal Of Advance Research And Innovative Ideas In Education 9.4(2023) : 746-766.
APA Mila Rose M. Cayangcang, Quennie Joy L. Salvaña, & Jilla Mae D. Susada. (2023). PERSONAL FINANCIAL LITERACY OF LGU EMPLOYEES IN CATEEL. International Journal Of Advance Research And Innovative Ideas In Education, 9(4), 746-766.
Chicago Mila Rose M. Cayangcang, Quennie Joy L. Salvaña, and Jilla Mae D. Susada. "PERSONAL FINANCIAL LITERACY OF LGU EMPLOYEES IN CATEEL." International Journal Of Advance Research And Innovative Ideas In Education 9, no. 4 (2023) : 746-766.
Oxford Mila Rose M. Cayangcang, Quennie Joy L. Salvaña, and Jilla Mae D. Susada. 'PERSONAL FINANCIAL LITERACY OF LGU EMPLOYEES IN CATEEL', International Journal Of Advance Research And Innovative Ideas In Education, vol. 9, no. 4, 2023, p. 746-766. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/PERSONAL_FINANCIAL_LITERACY_OF_LGU_EMPLOYEES_IN_CATEEL_ijariie21141.pdf (Accessed : 21 March 2025).
Harvard Mila Rose M. Cayangcang, Quennie Joy L. Salvaña, and Jilla Mae D. Susada. (2023) 'PERSONAL FINANCIAL LITERACY OF LGU EMPLOYEES IN CATEEL', International Journal Of Advance Research And Innovative Ideas In Education, 9(4), pp. 746-766IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/PERSONAL_FINANCIAL_LITERACY_OF_LGU_EMPLOYEES_IN_CATEEL_ijariie21141.pdf (Accessed : 21 March 2025)
IEEE Mila Rose M. Cayangcang, Quennie Joy L. Salvaña, and Jilla Mae D. Susada, "PERSONAL FINANCIAL LITERACY OF LGU EMPLOYEES IN CATEEL," International Journal Of Advance Research And Innovative Ideas In Education, vol. 9, no. 4, pp. 746-766, Jul-Aug 2023. [Online]. Available: https://ijariie.com/AdminUploadPdf/PERSONAL_FINANCIAL_LITERACY_OF_LGU_EMPLOYEES_IN_CATEEL_ijariie21141.pdf [Accessed : 21 March 2025].
Turabian Mila Rose M. Cayangcang, Quennie Joy L. Salvaña, and Jilla Mae D. Susada. "PERSONAL FINANCIAL LITERACY OF LGU EMPLOYEES IN CATEEL." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 9 number 4 (21 March 2025).
Vancouver Mila Rose M. Cayangcang, Quennie Joy L. Salvaña, and Jilla Mae D. Susada. PERSONAL FINANCIAL LITERACY OF LGU EMPLOYEES IN CATEEL. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2023 [Cited : 21 March 2025]; 9(4) : 746-766. Available from: https://ijariie.com/AdminUploadPdf/PERSONAL_FINANCIAL_LITERACY_OF_LGU_EMPLOYEES_IN_CATEEL_ijariie21141.pdf
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