Call for Papers:Vol.11 Issue.3

Submission
Last date		 28-Jun-2025
Acceptance Status In One Day
Paper Publish In Two Days
Submit ManuScript

News & Updates

Submit Article

Dear Authors, Article publish in our journal for Volume-11,Issue-3. For article submission on below link: Submit Manuscript


Join As Board

Dear Reviewer, You can join our Reviewer team without given any charges in our journal. Submit Details on below link: Join As Board


Paper Publication Charges

IJARIIE APP
Download Android App

For Authors

Archives

IJARIIE Board

Downloads

Android App

Download IJARIIE APP

Authors

Title: :  IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS
PaperId: :  22216
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 9 Issue 6 2023
DUI:    16.0415/IJARIIE-22216
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
KHUSHI DESAIJAIN DEEMED-TO-BE UNIVERSITY, BANGALORE
PIYUSH SHARMAJAIN DEEMED-TO-BE UNIVERSITY, BANGALORE
DR. CK SURESHJAIN DEEMED-TO-BE UNIVERSITY, BANGALORE
DR. PATCHA BHUJANGA RAOJAIN DEEMED-TO-BE UNIVERSITY, BANGALORE

Abstract

Commerce and Management
Financial Stability, Profitability, Risk Management, Capital Adequacy Credit worthiness, Regulatory Compliance
Non-performing assets have traditionally worried Indian banks (NPAs). This burdens the organisation as well as financial institutions. Banks lose money because non-performing assets (NPAs) cannot be used productively. Public sector banks have more NPAs. NPAs must be designed to maximise corporate efficiency and profit. The government has taken several steps to reduce NPAs. Our banks' level has fallen, but they're still high compared to worldwide standards. NPAs are unlikely to disappear. Indian banks can compete with foreign banks to meet international standards. Banks writing off bad loans contributed to the drop in non-performing assets (NPAs). Since prevention is better than cure, Indian banks must take steps to lend to creditworthy borrowers. This paper examines the causes of banks' rising non-performing assets (NPA), their effects, recent government initiatives, Reserve Bank of India proposals, sector-by-sector NPA analysis, a comparative study of public and private sector banks, and various NPA control measures, such as monitoring loans, strengthening the recovery department, releasing a list of wi NPAs show banks' overall performance. High nonperforming assets (NPAs) reduce asset value and imply a high bank probability and net worth. The growth in NPA requires provisions, which lowers overall profits and shareholder value. Branch managers must use extreme care and study before lending to consumers. This is crucial for priority financing.

Citations

Copy and paste a formatted citation or use one of the links to import into a bibliography manager and reference.

IJARIIE KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. "IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS" International Journal Of Advance Research And Innovative Ideas In Education Volume 9 Issue 6 2023 Page 1798-1808
MLA KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. "IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS." International Journal Of Advance Research And Innovative Ideas In Education 9.6(2023) : 1798-1808.
APA KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, & DR. PATCHA BHUJANGA RAO. (2023). IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS. International Journal Of Advance Research And Innovative Ideas In Education, 9(6), 1798-1808.
Chicago KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. "IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS." International Journal Of Advance Research And Innovative Ideas In Education 9, no. 6 (2023) : 1798-1808.
Oxford KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. 'IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS', International Journal Of Advance Research And Innovative Ideas In Education, vol. 9, no. 6, 2023, p. 1798-1808. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/IMPACT_OF_NON_PERFORMING_ASSETS__NPA__ON_BANKS_ijariie22216.pdf (Accessed : ).
Harvard KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. (2023) 'IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS', International Journal Of Advance Research And Innovative Ideas In Education, 9(6), pp. 1798-1808IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/IMPACT_OF_NON_PERFORMING_ASSETS__NPA__ON_BANKS_ijariie22216.pdf (Accessed : )
IEEE KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO, "IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS," International Journal Of Advance Research And Innovative Ideas In Education, vol. 9, no. 6, pp. 1798-1808, Nov-Dec 2023. [Online]. Available: https://ijariie.com/AdminUploadPdf/IMPACT_OF_NON_PERFORMING_ASSETS__NPA__ON_BANKS_ijariie22216.pdf [Accessed : ].
Turabian KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. "IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 9 number 6 ().
Vancouver KHUSHI DESAI, PIYUSH SHARMA, DR. CK SURESH, and DR. PATCHA BHUJANGA RAO. IMPACT OF NON-PERFORMING ASSETS (NPA) ON BANKS. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2023 [Cited : ]; 9(6) : 1798-1808. Available from: https://ijariie.com/AdminUploadPdf/IMPACT_OF_NON_PERFORMING_ASSETS__NPA__ON_BANKS_ijariie22216.pdf
BibTex EndNote RefMan RefWorks

Number Of Downloads



Save in Google Drive

Similar-Paper

TitleArea of ResearchAuther NameAction
Financial Resilience and Household Finance Practices among Low-Income Families: Exploring Pyscho-Socio-Economic InfluencesFinance, Business AdministrationAiah Jane Daano Corminal Download
Secure Financial Transactions in Cloud Banking with Blockchain and Homomorphic EncryptionFinancialSubramanyam Boyapati Download
Financial Intermediation and Capital Formation in NigeriaEconomics and Finance Sandra Chisor-Wabali Download
Smart Automated Plant Watering System Using IoT TechnologySmart Agriculture Internet Of Things (IOT), Environment monitoring Sulakshana Chakma Download
FINANCIAL RECITATION OF TOP 5 FMGC COMPANIES IN INDIACommerce - FinanceDr. A Y Kettiramalingam Download
“Investing in a Digital Era: Retail Investors’ Evolving Risk-Return Strategies in India’s Capital Market”FinanceArshdeep Singh Download
‘INDIA TAXES’- A NARRATIVE REVIEW.CommerceMr. Y. Sri Rama Subba Reddy Download
THE ILLUSION OF WEALTH CREATION: RISKS IN INDIAN REAL ESTATE INVESTMENTS AND DIVERSIFICATION THROUGH BONDS AND MUTUAL FUNDSFinanceRakshani V V Download
A STUDY ON FINANCIAL PERFORMANCE OF PRIVATE CASTING. LTD USING RATIO ANALYSISmanagementSubha shri k Download
A OVERVIEW OF AGRICULTURAL FINANCE IN INDIACOMMERECEDr. Umesh Gupta Download
Using Technological Acceptance Model to Measure the intention of Micro Enterprises to accept eNaira in Jigawa State, NigeriaManagement SciencesMansur Ahmed Kazaure Download
TRANSPARENCY AND EFFECTIVENESS GUARANTEE OF THE ADMINISTRATIVE PUBLIC ESTABLISHMENT MANAGEMENT IN MADAGASCARManagementRAHARIDERA Ndrosoniaina Download
Valuation Analysis of IPO’s- Evidences from the Chartbuster Year of the DecadeFinanceDr. Maninder Kaur Walia Download
Method and Procedure for GST ObservationFinanceUrmila Kumari Download
A STUDY ON THE IMPACT OF SOCIAL MEDIA ON INVESTMENT DECISIONS WITH REFERNCE TO HYDERABAD CITYfinance M Poojitha Download
12