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Title: :  EFFECT OF EMPLOYMENT ON THE URBAN YOUTH SAVINGS: A CASE STUDY OF NAIROBI CITY COUNTY, KENYA
PaperId: :  23343
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 10 Issue 2 2024
DUI:    16.0415/IJARIIE-23343
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Jeremiah Thuku ThukuKenyatta University
Dr CharlesKenyatta University

Abstract

Economic Theory
Keywords: Employment, Urban youth Savings
Abstract Savings play a vital role as they act as backstop for capital formation and economic growth. A better saving behavior is the basis of a sound economic and financial policy. Studies on savings have historically taken a central position in several economic research areas. Issues and problems related to savings among households and individuals have gained significant importance in microeconomic studies as savings stimulate larger investments and higher gross domestic product growth. Studies conducted in developing countries have shown that savings remain low particularly among the youth due to various factors such as high unemployment rates, limited access to financial services and high dependency rates among other factors. Low savings inhibit the availability of investment funds. This research study examined the effect of employment on the urban youth savings using Ordinary Least Squares estimation method. The goal was to get an understanding on the effect of employment factors on the uptake of savings by the youth. A cross-sectional research design was adopted where primary data was collected from the youth in Nairobi City County. Random sampling technique was used to select the respondents in the survey where self-administered questionnaires were administered to 400 urban youth. The study’s results demonstrated a showed a positive relationship between employment on the level of savings among the urban youth. Other factors such as rate of return was found positively affect savings while factors such as age, number of dependants and education effected savings negatively. The study concluded that creating more employment opportunities for the youth through quality job and through revitalizing both the formal and informal sector and offering higher rate of returns on savings would be critical in mobilization of savings.

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IJARIIE Jeremiah Thuku Thuku, and Dr Charles. "EFFECT OF EMPLOYMENT ON THE URBAN YOUTH SAVINGS: A CASE STUDY OF NAIROBI CITY COUNTY, KENYA" International Journal Of Advance Research And Innovative Ideas In Education Volume 10 Issue 2 2024 Page 4286-4303
MLA Jeremiah Thuku Thuku, and Dr Charles. "EFFECT OF EMPLOYMENT ON THE URBAN YOUTH SAVINGS: A CASE STUDY OF NAIROBI CITY COUNTY, KENYA." International Journal Of Advance Research And Innovative Ideas In Education 10.2(2024) : 4286-4303.
APA Jeremiah Thuku Thuku, & Dr Charles. (2024). EFFECT OF EMPLOYMENT ON THE URBAN YOUTH SAVINGS: A CASE STUDY OF NAIROBI CITY COUNTY, KENYA. International Journal Of Advance Research And Innovative Ideas In Education, 10(2), 4286-4303.
Chicago Jeremiah Thuku Thuku, and Dr Charles. "EFFECT OF EMPLOYMENT ON THE URBAN YOUTH SAVINGS: A CASE STUDY OF NAIROBI CITY COUNTY, KENYA." International Journal Of Advance Research And Innovative Ideas In Education 10, no. 2 (2024) : 4286-4303.
Oxford Jeremiah Thuku Thuku, and Dr Charles. 'EFFECT OF EMPLOYMENT ON THE URBAN YOUTH SAVINGS: A CASE STUDY OF NAIROBI CITY COUNTY, KENYA', International Journal Of Advance Research And Innovative Ideas In Education, vol. 10, no. 2, 2024, p. 4286-4303. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/EFFECT_OF_EMPLOYMENT_ON_THE_URBAN_YOUTH_SAVINGS__A_CASE_STUDY_OF_NAIROBI_CITY_COUNTY__KENYA_ijariie23343.pdf (Accessed : ).
Harvard Jeremiah Thuku Thuku, and Dr Charles. (2024) 'EFFECT OF EMPLOYMENT ON THE URBAN YOUTH SAVINGS: A CASE STUDY OF NAIROBI CITY COUNTY, KENYA', International Journal Of Advance Research And Innovative Ideas In Education, 10(2), pp. 4286-4303IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/EFFECT_OF_EMPLOYMENT_ON_THE_URBAN_YOUTH_SAVINGS__A_CASE_STUDY_OF_NAIROBI_CITY_COUNTY__KENYA_ijariie23343.pdf (Accessed : )
IEEE Jeremiah Thuku Thuku, and Dr Charles, "EFFECT OF EMPLOYMENT ON THE URBAN YOUTH SAVINGS: A CASE STUDY OF NAIROBI CITY COUNTY, KENYA," International Journal Of Advance Research And Innovative Ideas In Education, vol. 10, no. 2, pp. 4286-4303, Mar-App 2024. [Online]. Available: https://ijariie.com/AdminUploadPdf/EFFECT_OF_EMPLOYMENT_ON_THE_URBAN_YOUTH_SAVINGS__A_CASE_STUDY_OF_NAIROBI_CITY_COUNTY__KENYA_ijariie23343.pdf [Accessed : ].
Turabian Jeremiah Thuku Thuku, and Dr Charles. "EFFECT OF EMPLOYMENT ON THE URBAN YOUTH SAVINGS: A CASE STUDY OF NAIROBI CITY COUNTY, KENYA." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 10 number 2 ().
Vancouver Jeremiah Thuku Thuku, and Dr Charles. EFFECT OF EMPLOYMENT ON THE URBAN YOUTH SAVINGS: A CASE STUDY OF NAIROBI CITY COUNTY, KENYA. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2024 [Cited : ]; 10(2) : 4286-4303. Available from: https://ijariie.com/AdminUploadPdf/EFFECT_OF_EMPLOYMENT_ON_THE_URBAN_YOUTH_SAVINGS__A_CASE_STUDY_OF_NAIROBI_CITY_COUNTY__KENYA_ijariie23343.pdf
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