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Title: :  From Algorithms to Savings: AI's impact on personal finance behavior
PaperId: :  24306
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 10 Issue 3 2024
DUI:    16.0415/IJARIIE-24306
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Yash GohilMET ICS
Dr. Abhijit BanubakodeMET ICS

Abstract

Computer Science and Information Technology
Algorithms, Savings, AI, Finance
Artificial Intelligence (AI) has garnered widespread attention for its potential to revolutionize business operations, particularly in the realm of data analysis and customer targeting. However, amidst discussions of revenue generation and market expansion, the impact of AI on personal savings has often been overlooked. This research investigates the question: Can AI truly facilitate saving behaviors and contribute to individual financial wellness? This study explores the mechanisms through which AI technologies can empower individuals to make informed financial decisions and cultivate saving habits. By analyzing existing literature, real-world case studies, and emerging trends in AI-driven personal finance tools, study aims to elucidate the transformative potential of AI in promoting savings behaviors. Through a comprehensive examination of AI algorithms' ability to optimize budgeting, identify saving opportunities, and provide personalized financial guidance, this research seeks to shed light on the overlooked aspect of AI's impact on individual savings. Ultimately, our findings aim to inform stakeholders in finance, technology, and policy realms about the untapped potential of AI in fostering financial resilience and well-being at the personal

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IJARIIE Yash Gohil, and Dr. Abhijit Banubakode. "From Algorithms to Savings: AI's impact on personal finance behavior" International Journal Of Advance Research And Innovative Ideas In Education Volume 10 Issue 3 2024 Page 5952-5964
MLA Yash Gohil, and Dr. Abhijit Banubakode. "From Algorithms to Savings: AI's impact on personal finance behavior." International Journal Of Advance Research And Innovative Ideas In Education 10.3(2024) : 5952-5964.
APA Yash Gohil, & Dr. Abhijit Banubakode. (2024). From Algorithms to Savings: AI's impact on personal finance behavior. International Journal Of Advance Research And Innovative Ideas In Education, 10(3), 5952-5964.
Chicago Yash Gohil, and Dr. Abhijit Banubakode. "From Algorithms to Savings: AI's impact on personal finance behavior." International Journal Of Advance Research And Innovative Ideas In Education 10, no. 3 (2024) : 5952-5964.
Oxford Yash Gohil, and Dr. Abhijit Banubakode. 'From Algorithms to Savings: AI's impact on personal finance behavior', International Journal Of Advance Research And Innovative Ideas In Education, vol. 10, no. 3, 2024, p. 5952-5964. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/From_Algorithms_to_Savings__AI_s_impact_on_personal_finance_behavior_ijariie24306.pdf (Accessed : ).
Harvard Yash Gohil, and Dr. Abhijit Banubakode. (2024) 'From Algorithms to Savings: AI's impact on personal finance behavior', International Journal Of Advance Research And Innovative Ideas In Education, 10(3), pp. 5952-5964IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/From_Algorithms_to_Savings__AI_s_impact_on_personal_finance_behavior_ijariie24306.pdf (Accessed : )
IEEE Yash Gohil, and Dr. Abhijit Banubakode, "From Algorithms to Savings: AI's impact on personal finance behavior," International Journal Of Advance Research And Innovative Ideas In Education, vol. 10, no. 3, pp. 5952-5964, May-Jun 2024. [Online]. Available: https://ijariie.com/AdminUploadPdf/From_Algorithms_to_Savings__AI_s_impact_on_personal_finance_behavior_ijariie24306.pdf [Accessed : ].
Turabian Yash Gohil, and Dr. Abhijit Banubakode. "From Algorithms to Savings: AI's impact on personal finance behavior." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 10 number 3 ().
Vancouver Yash Gohil, and Dr. Abhijit Banubakode. From Algorithms to Savings: AI's impact on personal finance behavior. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2024 [Cited : ]; 10(3) : 5952-5964. Available from: https://ijariie.com/AdminUploadPdf/From_Algorithms_to_Savings__AI_s_impact_on_personal_finance_behavior_ijariie24306.pdf
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