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Title: :  INFLUENCE OF PEER PRESSURE ON INDIVIDUAL SAVINGS BEHAVIOUR
PaperId: :  24795
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 10 Issue 4 2024
DUI:    16.0415/IJARIIE-24795
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Fia Theresa SabuSt.Joseph's University, Bangalore, Karnataka, India
Keerthana DinakarSt.Joseph's University, Bangalore, Karnataka, India

Abstract

ECONOMICS
Individual savings, Spending behaviour, Peer pressure, Financial decisions
For a very long time, the fields of economics, psychology, and sociology have known the importance of individual savings behaviour in determining financial security and well-being. Accepted in its significance, grasping just how people save, and the larger complex systems that can explain saving behaviour remains a challenging and varied task. Traditional economic theories assume that people make rational decisions based on cost-benefit analysis. The fact remains, however, that a host of psychological, socio-economic, and cultural variables do, in most cases, take their toll on the saving pattern accumulation. This paper, therefore, seeks to explore the said intricate interplay within which individual savings and spending behavior is embedded. This information was collected using a structured questionnaire, analysis of which is done later in the paper. In this research, specific peer group saving practices were to be found out, which would help this paper in drawing similarities and dissimilarities of similar categories in the divers' peer dynamics. The comprehensive approach pursued in this study not only furthers the understanding of individualistic ways of making decisions related to finance but also provides worthwhile advice for encouraging financial well-being under a range of social circumstances.

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IJARIIE Fia Theresa Sabu, and Keerthana Dinakar. "INFLUENCE OF PEER PRESSURE ON INDIVIDUAL SAVINGS BEHAVIOUR" International Journal Of Advance Research And Innovative Ideas In Education Volume 10 Issue 4 2024 Page 2581-2593
MLA Fia Theresa Sabu, and Keerthana Dinakar. "INFLUENCE OF PEER PRESSURE ON INDIVIDUAL SAVINGS BEHAVIOUR." International Journal Of Advance Research And Innovative Ideas In Education 10.4(2024) : 2581-2593.
APA Fia Theresa Sabu, & Keerthana Dinakar. (2024). INFLUENCE OF PEER PRESSURE ON INDIVIDUAL SAVINGS BEHAVIOUR. International Journal Of Advance Research And Innovative Ideas In Education, 10(4), 2581-2593.
Chicago Fia Theresa Sabu, and Keerthana Dinakar. "INFLUENCE OF PEER PRESSURE ON INDIVIDUAL SAVINGS BEHAVIOUR." International Journal Of Advance Research And Innovative Ideas In Education 10, no. 4 (2024) : 2581-2593.
Oxford Fia Theresa Sabu, and Keerthana Dinakar. 'INFLUENCE OF PEER PRESSURE ON INDIVIDUAL SAVINGS BEHAVIOUR', International Journal Of Advance Research And Innovative Ideas In Education, vol. 10, no. 4, 2024, p. 2581-2593. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/INFLUENCE_OF_PEER_PRESSURE_ON_INDIVIDUAL_SAVINGS_BEHAVIOUR_ijariie24795.pdf (Accessed : 08 April 2025).
Harvard Fia Theresa Sabu, and Keerthana Dinakar. (2024) 'INFLUENCE OF PEER PRESSURE ON INDIVIDUAL SAVINGS BEHAVIOUR', International Journal Of Advance Research And Innovative Ideas In Education, 10(4), pp. 2581-2593IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/INFLUENCE_OF_PEER_PRESSURE_ON_INDIVIDUAL_SAVINGS_BEHAVIOUR_ijariie24795.pdf (Accessed : 08 April 2025)
IEEE Fia Theresa Sabu, and Keerthana Dinakar, "INFLUENCE OF PEER PRESSURE ON INDIVIDUAL SAVINGS BEHAVIOUR," International Journal Of Advance Research And Innovative Ideas In Education, vol. 10, no. 4, pp. 2581-2593, Jul-Aug 2024. [Online]. Available: https://ijariie.com/AdminUploadPdf/INFLUENCE_OF_PEER_PRESSURE_ON_INDIVIDUAL_SAVINGS_BEHAVIOUR_ijariie24795.pdf [Accessed : 08 April 2025].
Turabian Fia Theresa Sabu, and Keerthana Dinakar. "INFLUENCE OF PEER PRESSURE ON INDIVIDUAL SAVINGS BEHAVIOUR." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 10 number 4 (08 April 2025).
Vancouver Fia Theresa Sabu, and Keerthana Dinakar. INFLUENCE OF PEER PRESSURE ON INDIVIDUAL SAVINGS BEHAVIOUR. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2024 [Cited : 08 April 2025]; 10(4) : 2581-2593. Available from: https://ijariie.com/AdminUploadPdf/INFLUENCE_OF_PEER_PRESSURE_ON_INDIVIDUAL_SAVINGS_BEHAVIOUR_ijariie24795.pdf
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