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Title: :  Financial Literacy Among Barangay Treasurers in Cateel, Davao Oriental
PaperId: :  24821
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 10 Issue 4 2024
DUI:    16.0415/IJARIIE-24821
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Novy L. Delos Santos Davao Oriental State University-Cateel Campus
Zekie Celestine Joy P. OlimDavao Oriental State University-Cateel Campus
Mary Lovely Suzzeth P. Mendez Davao Oriental State University-Cateel Campus

Abstract

Financial Management
financial literacy, barangay, treasurers
Every barangay is allotted an IRA (Internal Revenue Allotment) to fulfill its functions. The barangay treasurer, or Ingat-Yaman, manages cash collection and disbursement. This study assessed the financial literacy level among barangay treasurers in Cateel, Davao Oriental, using a quantitative descriptive method. Data were gathered through a questionnaire, with respondents selected through complete enumeration. Most respondents were 41-50 years old and above, with a slight female majority and high educational attainment. All had undergone financial literacy training. The assessment showed high financial awareness, knowledge, capability, and goals, while financial experience, behavior, and skills were high. Financial decision-making was notably low. Financial literacy was high, with an average mean score of 3.94. Analysis indicated no significant differences in financial literacy based on age or gender but significant differences based on educational attainment. The study concluded that barangay treasurers in Cateel had high financial literacy, especially in financial awareness and capability, but needed improvement in financial decision-making. Recommendations included targeted training programs for decision-making, continuous education initiatives, and promoting higher educational qualifications for treasurers. Future research should explore comparative studies and mixed-method approaches to gain deeper insights into financial literacy and management in local government units.

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IJARIIE Novy L. Delos Santos , Zekie Celestine Joy P. Olim, and Mary Lovely Suzzeth P. Mendez . "Financial Literacy Among Barangay Treasurers in Cateel, Davao Oriental" International Journal Of Advance Research And Innovative Ideas In Education Volume 10 Issue 4 2024 Page 3237-3256
MLA Novy L. Delos Santos , Zekie Celestine Joy P. Olim, and Mary Lovely Suzzeth P. Mendez . "Financial Literacy Among Barangay Treasurers in Cateel, Davao Oriental." International Journal Of Advance Research And Innovative Ideas In Education 10.4(2024) : 3237-3256.
APA Novy L. Delos Santos , Zekie Celestine Joy P. Olim, & Mary Lovely Suzzeth P. Mendez . (2024). Financial Literacy Among Barangay Treasurers in Cateel, Davao Oriental. International Journal Of Advance Research And Innovative Ideas In Education, 10(4), 3237-3256.
Chicago Novy L. Delos Santos , Zekie Celestine Joy P. Olim, and Mary Lovely Suzzeth P. Mendez . "Financial Literacy Among Barangay Treasurers in Cateel, Davao Oriental." International Journal Of Advance Research And Innovative Ideas In Education 10, no. 4 (2024) : 3237-3256.
Oxford Novy L. Delos Santos , Zekie Celestine Joy P. Olim, and Mary Lovely Suzzeth P. Mendez . 'Financial Literacy Among Barangay Treasurers in Cateel, Davao Oriental', International Journal Of Advance Research And Innovative Ideas In Education, vol. 10, no. 4, 2024, p. 3237-3256. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/Financial_Literacy_Among_Barangay_Treasurers_in_Cateel__Davao_Oriental_ijariie24821.pdf (Accessed : 04 April 2026).
Harvard Novy L. Delos Santos , Zekie Celestine Joy P. Olim, and Mary Lovely Suzzeth P. Mendez . (2024) 'Financial Literacy Among Barangay Treasurers in Cateel, Davao Oriental', International Journal Of Advance Research And Innovative Ideas In Education, 10(4), pp. 3237-3256IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/Financial_Literacy_Among_Barangay_Treasurers_in_Cateel__Davao_Oriental_ijariie24821.pdf (Accessed : 04 April 2026)
IEEE Novy L. Delos Santos , Zekie Celestine Joy P. Olim, and Mary Lovely Suzzeth P. Mendez , "Financial Literacy Among Barangay Treasurers in Cateel, Davao Oriental," International Journal Of Advance Research And Innovative Ideas In Education, vol. 10, no. 4, pp. 3237-3256, Jul-Aug 2024. [Online]. Available: https://ijariie.com/AdminUploadPdf/Financial_Literacy_Among_Barangay_Treasurers_in_Cateel__Davao_Oriental_ijariie24821.pdf [Accessed : 04 April 2026].
Turabian Novy L. Delos Santos , Zekie Celestine Joy P. Olim, and Mary Lovely Suzzeth P. Mendez . "Financial Literacy Among Barangay Treasurers in Cateel, Davao Oriental." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 10 number 4 (04 April 2026).
Vancouver Novy L. Delos Santos , Zekie Celestine Joy P. Olim, and Mary Lovely Suzzeth P. Mendez . Financial Literacy Among Barangay Treasurers in Cateel, Davao Oriental. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2024 [Cited : 04 April 2026]; 10(4) : 3237-3256. Available from: https://ijariie.com/AdminUploadPdf/Financial_Literacy_Among_Barangay_Treasurers_in_Cateel__Davao_Oriental_ijariie24821.pdf
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