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Title: :  IMPACT OF PRADHAN MANTRI MUDRA YOJANA ON FINANCIAL INCLUSION AND ENTREPRENEURIAL GROWTH
PaperId: :  26212
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 11 Issue 2 2025
DUI:    16.0415/IJARIIE-26212
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
RAJKUMAR SDr. N. G. P ARTS AND SCIENCE COLLEGE
Dr. P. SATHYA PRIYA Dr. N. G. P ARTS AND SCIENCE COLLEGE

Abstract

COMMERCE
Pradhan Mantri MUDRA Yojana (PMMY), Financial Inclusion, Entrepreneurial Growth, Micro, Small, and Medium Enterprises (MSMEs),Access to Credit.
The Pradhan Mantri MUDRA Yojana (PMMY) is a flagship initiative by the Government of India aimed at providing financial support to micro, small, and medium enterprises (MSMEs), particularly those in the unorganized sector. This scheme seeks to empower entrepreneurs, especially women, and marginalized groups, by offering access to affordable credit for income-generating activities. The primary objective is to foster financial inclusion and promote entrepreneurial growth by providing loans up to Rs. 10 lakh without the need for collateral.The scheme is designed to address the financial constraints faced by small businesses and start-ups, enabling them to expand, create jobs, and contribute to the country's economic development. By facilitating access to formal credit channels, PMMY aims to bring unbanked businesses into the mainstream economy, thereby enhancing financial literacy and fostering a culture of entrepreneurship. The scheme also encourages innovation, self-reliance, and job creation, which are essential components for sustaining long-term economic growth. Furthermore, PMMY’s role in bridging the credit gap and enhancing access to finance is crucial for empowering rural and semi-urban communities.This project will explore the impact of PMMY on financial inclusion and entrepreneurial growth, analyzing its effectiveness in promoting sustainable business practices, improving employment opportunities, and fostering economic resilience across the nation.

Citations

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IJARIIE RAJKUMAR S, and Dr. P. SATHYA PRIYA . "IMPACT OF PRADHAN MANTRI MUDRA YOJANA ON FINANCIAL INCLUSION AND ENTREPRENEURIAL GROWTH" International Journal Of Advance Research And Innovative Ideas In Education Volume 11 Issue 2 2025 Page 1962-1967
MLA RAJKUMAR S, and Dr. P. SATHYA PRIYA . "IMPACT OF PRADHAN MANTRI MUDRA YOJANA ON FINANCIAL INCLUSION AND ENTREPRENEURIAL GROWTH." International Journal Of Advance Research And Innovative Ideas In Education 11.2(2025) : 1962-1967.
APA RAJKUMAR S, & Dr. P. SATHYA PRIYA . (2025). IMPACT OF PRADHAN MANTRI MUDRA YOJANA ON FINANCIAL INCLUSION AND ENTREPRENEURIAL GROWTH. International Journal Of Advance Research And Innovative Ideas In Education, 11(2), 1962-1967.
Chicago RAJKUMAR S, and Dr. P. SATHYA PRIYA . "IMPACT OF PRADHAN MANTRI MUDRA YOJANA ON FINANCIAL INCLUSION AND ENTREPRENEURIAL GROWTH." International Journal Of Advance Research And Innovative Ideas In Education 11, no. 2 (2025) : 1962-1967.
Oxford RAJKUMAR S, and Dr. P. SATHYA PRIYA . 'IMPACT OF PRADHAN MANTRI MUDRA YOJANA ON FINANCIAL INCLUSION AND ENTREPRENEURIAL GROWTH', International Journal Of Advance Research And Innovative Ideas In Education, vol. 11, no. 2, 2025, p. 1962-1967. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/IMPACT_OF_PRADHAN_MANTRI_MUDRA_YOJANA_ON_FINANCIAL_INCLUSION_AND_ENTREPRENEURIAL_GROWTH_ijariie26212.pdf (Accessed : ).
Harvard RAJKUMAR S, and Dr. P. SATHYA PRIYA . (2025) 'IMPACT OF PRADHAN MANTRI MUDRA YOJANA ON FINANCIAL INCLUSION AND ENTREPRENEURIAL GROWTH', International Journal Of Advance Research And Innovative Ideas In Education, 11(2), pp. 1962-1967IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/IMPACT_OF_PRADHAN_MANTRI_MUDRA_YOJANA_ON_FINANCIAL_INCLUSION_AND_ENTREPRENEURIAL_GROWTH_ijariie26212.pdf (Accessed : )
IEEE RAJKUMAR S, and Dr. P. SATHYA PRIYA , "IMPACT OF PRADHAN MANTRI MUDRA YOJANA ON FINANCIAL INCLUSION AND ENTREPRENEURIAL GROWTH," International Journal Of Advance Research And Innovative Ideas In Education, vol. 11, no. 2, pp. 1962-1967, Mar-App 2025. [Online]. Available: https://ijariie.com/AdminUploadPdf/IMPACT_OF_PRADHAN_MANTRI_MUDRA_YOJANA_ON_FINANCIAL_INCLUSION_AND_ENTREPRENEURIAL_GROWTH_ijariie26212.pdf [Accessed : ].
Turabian RAJKUMAR S, and Dr. P. SATHYA PRIYA . "IMPACT OF PRADHAN MANTRI MUDRA YOJANA ON FINANCIAL INCLUSION AND ENTREPRENEURIAL GROWTH." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 11 number 2 ().
Vancouver RAJKUMAR S, and Dr. P. SATHYA PRIYA . IMPACT OF PRADHAN MANTRI MUDRA YOJANA ON FINANCIAL INCLUSION AND ENTREPRENEURIAL GROWTH. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2025 [Cited : ]; 11(2) : 1962-1967. Available from: https://ijariie.com/AdminUploadPdf/IMPACT_OF_PRADHAN_MANTRI_MUDRA_YOJANA_ON_FINANCIAL_INCLUSION_AND_ENTREPRENEURIAL_GROWTH_ijariie26212.pdf
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