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Title: :  An empirical study on responses of ULIP Investors, with regard to switching between the ULIP funds
PaperId: :  7436
Published in:   International Journal Of Advance Research And Innovative Ideas In Education
Publisher:   IJARIIE
e-ISSN:   2395-4396
Volume/Issue:    Volume 4 Issue 2 2018
DUI:    16.0415/IJARIIE-7436
Licence: :   IJARIIE is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Author NameAuthor Institute
Dr. O.P Jain, Retd. Assistant ProfessorMohanlal Sukhadia University
Hitesh NasaMohanlal Sukhadia University
Dr. Poonam Talreja NasaMohanlal Sukhadia University

Abstract

Commerce and Manangement
ULIP, Switch Option, Market Fluctuations
ULIPs since its inception have been a matter of controversy, which has paved a way for multiple types of research through which spectacular results have come out. Through our present research work, we attempt to sketch ULIPs clearly, bring out it's true & unbiased picture which will help the readers to unfold various shades of this insurance plan, help them to come up with worthy decisions. The study has incorporated only primary data for concluding the research. The prime conclusion of the research was that ULIPs are capable of bringing good returns to the investors with only one condition & that is patience. We have associated performance of the plan with hard-earned human value patience. The marketers must explain this peculiar nature of the plan before selling it to build up customer retention in this regard. The proposed research study was undertaken with the aim of critically analyzing the responses of ULIP investors with regard to their knowledge of market fluctuations - - BSE Sensex, BSE All Cap, BSE 500, NIFTY etc. and using the unique feature of ULIP- switching between the funds as per the market fluctuations. Primary data was collected from only those respondents how have either invested in ULIP policies across the insurance industry. Three hypotheses were created and analyzed on the basis of tables and figures to reach the conclusion that investor’s age group and income are two identified independent variable for the purpose of study ULIP investment and although 48 % ULIP investors have knowledge of market fluctuation but 92% investors do not switch between the ULIP funds

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IJARIIE Dr. O.P Jain, Retd. Assistant Professor, Hitesh Nasa, and Dr. Poonam Talreja Nasa. "An empirical study on responses of ULIP Investors, with regard to switching between the ULIP funds" International Journal Of Advance Research And Innovative Ideas In Education Volume 4 Issue 2 2018 Page 81-93
MLA Dr. O.P Jain, Retd. Assistant Professor, Hitesh Nasa, and Dr. Poonam Talreja Nasa. "An empirical study on responses of ULIP Investors, with regard to switching between the ULIP funds." International Journal Of Advance Research And Innovative Ideas In Education 4.2(2018) : 81-93.
APA Dr. O.P Jain, Retd. Assistant Professor, Hitesh Nasa, & Dr. Poonam Talreja Nasa. (2018). An empirical study on responses of ULIP Investors, with regard to switching between the ULIP funds. International Journal Of Advance Research And Innovative Ideas In Education, 4(2), 81-93.
Chicago Dr. O.P Jain, Retd. Assistant Professor, Hitesh Nasa, and Dr. Poonam Talreja Nasa. "An empirical study on responses of ULIP Investors, with regard to switching between the ULIP funds." International Journal Of Advance Research And Innovative Ideas In Education 4, no. 2 (2018) : 81-93.
Oxford Dr. O.P Jain, Retd. Assistant Professor, Hitesh Nasa, and Dr. Poonam Talreja Nasa. 'An empirical study on responses of ULIP Investors, with regard to switching between the ULIP funds', International Journal Of Advance Research And Innovative Ideas In Education, vol. 4, no. 2, 2018, p. 81-93. Available from IJARIIE, https://ijariie.com/AdminUploadPdf/An_empirical_study_on_responses_of_ULIP_Investors__with_regard_to_switching_between_the_ULIP_funds_ijariie7436.pdf (Accessed : 03 April 2018).
Harvard Dr. O.P Jain, Retd. Assistant Professor, Hitesh Nasa, and Dr. Poonam Talreja Nasa. (2018) 'An empirical study on responses of ULIP Investors, with regard to switching between the ULIP funds', International Journal Of Advance Research And Innovative Ideas In Education, 4(2), pp. 81-93IJARIIE [Online]. Available at: https://ijariie.com/AdminUploadPdf/An_empirical_study_on_responses_of_ULIP_Investors__with_regard_to_switching_between_the_ULIP_funds_ijariie7436.pdf (Accessed : 03 April 2018)
IEEE Dr. O.P Jain, Retd. Assistant Professor, Hitesh Nasa, and Dr. Poonam Talreja Nasa, "An empirical study on responses of ULIP Investors, with regard to switching between the ULIP funds," International Journal Of Advance Research And Innovative Ideas In Education, vol. 4, no. 2, pp. 81-93, Mar-App 2018. [Online]. Available: https://ijariie.com/AdminUploadPdf/An_empirical_study_on_responses_of_ULIP_Investors__with_regard_to_switching_between_the_ULIP_funds_ijariie7436.pdf [Accessed : 03 April 2018].
Turabian Dr. O.P Jain, Retd. Assistant Professor, Hitesh Nasa, and Dr. Poonam Talreja Nasa. "An empirical study on responses of ULIP Investors, with regard to switching between the ULIP funds." International Journal Of Advance Research And Innovative Ideas In Education [Online]. volume 4 number 2 (03 April 2018).
Vancouver Dr. O.P Jain, Retd. Assistant Professor, Hitesh Nasa, and Dr. Poonam Talreja Nasa. An empirical study on responses of ULIP Investors, with regard to switching between the ULIP funds. International Journal Of Advance Research And Innovative Ideas In Education [Internet]. 2018 [Cited : 03 April 2018]; 4(2) : 81-93. Available from: https://ijariie.com/AdminUploadPdf/An_empirical_study_on_responses_of_ULIP_Investors__with_regard_to_switching_between_the_ULIP_funds_ijariie7436.pdf
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