Inclusive Economic Growth through Digital Finance and Social Protection: Empowering Persons with Disabilities

Disability

People with disabilities (PwDs) are still socially and economically marginalised because they can't easily get to formal financial institutions. When financial inclusion is planned with frameworks that are easy to understand and follow, it can help people with disabilities feel more independent, less poor and more respected. This paper seeks to explore the current effectiveness of social protection and digital financial inclusion for persons with disabilities. Researches are also exploring integrated models linking social protection systems with inclusive digital finance to foster sustainable development. The study explores the nexus between digital innovation, inclusive finance and disability inclusion based on recent works. The secondary data used for the assessment of the research study were collected from published and unpublished sources. Studies have shown that application of human-centered and inclusive design principles during the design of digital financial platforms makes it much easier for persons with disabilities to access them. Inclusive design, mobile technologies and government programs like Pradhan Mantri Jan Dhan Yojana have helped reach out to more people. To meet these challenges, we need inclusive digital platforms and financing for equity, based on equity, universal design and human rights. Some of the best ideas are to have rules that make it easier to access, improve programs that teach people about money, and include people with disabilities when designing digital products. Digital finance has the potential to improve the lives of persons with disabilities by increasing access to money and giving them more control of their lives.

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